Pathward Financial, Inc.

How big is Pathward Financial, Inc.?

As of Jun 18, Pathward Financial, Inc. has a market capitalization of $1.75 billion, with shareholder's funds of $839.88 million and total assets of $7.55 billion.

As of Jun 18, Pathward Financial, Inc. has a market capitalization of 1,750.04 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 483.00 million, while the sum of net profit for the same period is 179.94 million.<BR><BR>As of Sep 24, the reporting period shows shareholder's funds of 839.88 million and total assets amounting to 7,549.34 million.

What does Pathward Financial, Inc. do?

Pathward Financial, Inc. is a unitary savings and loan holding company in the Major Banks industry, with a market cap of approximately $1.75 billion. It reported net sales of $130 million and a net profit of $74 million for the quarter ending March 2025.

Overview: <BR>Pathward Financial, Inc. is a unitary savings and loan holding company operating in the Major Banks industry, with a market cap in the micro-cap bracket.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 130 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 74 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 1,750.04 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 10.00 <BR>Dividend Yield: 22.82% <BR>Debt Equity: 0.00 <BR>Return on Equity: 21.71% <BR>Price to Book: 2.10 <BR><BR>Contact Details: <BR>Address: 5501 S Broadband Ln, PO Box 1307, Sioux Falls, SD 57108-2253 <BR>Tel: 1 605 7821767 <BR>Website: http://www.metafinancialgroup.com/

Should I buy, sell or hold Pathward Financial, Inc.?

Who are in the management team of Pathward Financial, Inc.?

As of March 2022, the management team of Pathward Financial, Inc. includes Frederick Moore (Independent Chairman), Bradley Hanson (President and CEO), Douglas Hajek (Independent Vice Chairman), and Independent Directors Elizabeth Hoople, Michael Kramer, and Becky Shulman. They are responsible for the company's strategic direction and governance.

As of March 2022, the management team of Pathward Financial, Inc. includes the following individuals:<BR><BR>- Mr. Frederick Moore, who serves as the Independent Chairman of the Board.<BR>- Mr. Bradley Hanson, who is the President, Chief Executive Officer, Director, and Co-President and Chief Executive Officer of the Bank.<BR>- Mr. Douglas Hajek, who holds the position of Independent Vice Chairman of the Board.<BR>- Ms. Elizabeth Hoople, who is an Independent Director.<BR>- Mr. Michael Kramer, who is also an Independent Director.<BR>- Ms. Becky Shulman, who serves as an Independent Director.<BR><BR>This team plays a crucial role in guiding the company's strategic direction and governance.

Is Pathward Financial, Inc. overvalued or undervalued?

As of October 3, 2025, Pathward Financial, Inc. is considered overvalued with a valuation grade shift from attractive to expensive, reflected by its lower P/E ratio of 10 compared to peers and recent underperformance in short-term returns.

As of 3 October 2025, the valuation grade for Pathward Financial, Inc. has moved from attractive to expensive, indicating a shift towards overvaluation. The company appears overvalued based on its current metrics, with a P/E ratio of 10, a Price to Book Value of 2.23, and an EV to EBITDA of 7.88. In comparison to peers, Fulton Financial Corp. has a P/E of 13.49, while Community Bank System, Inc. stands at 16.45, suggesting that Pathward's valuation is less favorable relative to its competitors.<BR><BR>Despite its strong performance in the long term, with a 5-year return of 247.42% compared to the S&P 500's 100.56%, recent short-term returns have lagged, with a year-to-date return of only 0.57% against the S&P 500's 14.18%. This discrepancy reinforces the notion that Pathward Financial, Inc. may be overvalued in the current market context.

Is Pathward Financial, Inc. technically bullish or bearish?

As of October 10, 2025, Pathward Financial, Inc. is in a bearish trend with moderate strength, underperforming the S&P 500 over the past month and year, but significantly outperforming it over the last five years.

As of 10 October 2025, the technical trend for Pathward Financial, Inc. has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength, indicated by the weekly MACD and KST both being bearish, alongside bearish signals from the daily moving averages and Bollinger Bands. The monthly indicators show a mixed picture with the Bollinger Bands and Dow Theory indicating mildly bullish conditions, but overall, the bearish signals dominate. <BR><BR>In terms of performance, the stock has underperformed compared to the S&P 500 over the past month and year, with returns of -2.21% and -0.09% respectively, while the S&P 500 returned 0.31% and 13.36% in the same periods. However, over longer periods, the stock has significantly outperformed the benchmark, with a 5-year return of 239.46% compared to the S&P 500's 88.45%.