Sierra Bancorp

How big is Sierra Bancorp?

As of Jun 18, Sierra Bancorp has a market capitalization of 373.80 million and total assets of 3,628.04 million, with shareholder's funds at 357.30 million.

As of Jun 18, Sierra Bancorp has a market capitalization of 373.80 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 174.18 million, while the sum of net profit for the same period is 40.32 million.<BR><BR>As of Dec 24, the reporting period shows Shareholder's Funds at 357.30 million and Total Assets at 3,628.04 million.

What does Sierra Bancorp do?

Sierra Bancorp is a bank holding company for Bank of the Sierra, operating in the regional banks industry with a market capitalization of approximately $373.80 million. As of March 2025, it reported net sales of $42 million and a net profit of $9 million.

Overview:<BR>Sierra Bancorp is a bank holding company for Bank of the Sierra, operating in the regional banks industry with a micro-cap market capitalization.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 42 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 9 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 373.80 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 9.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 11.47% <BR>Price to Book: 1.06 <BR><BR>Contact Details:<BR>Address: 86 N Main St, PO Box 1930 PORTERVILLE CA : 93257-3712 <BR>Tel: 1 559 7824900 <BR>Website: http://www.sierrabancorp.com/

Should I buy, sell or hold Sierra Bancorp?

Who are in the management team of Sierra Bancorp?

As of March 2022, the management team of Sierra Bancorp includes Independent Chairman Mr. Morris Tharp, President and CEO Mr. Kevin McPhaill, Vice Chairman Mr. James Holly, and several Independent Directors: Ms. Susan Abundis, Dr. Albert Berra, Ms. Julie Castle, Mr. Vonn Christenson, and Mr. Laurence Dutto. They oversee the company's strategic direction and governance.

As of March 2022, the management team of Sierra Bancorp includes the following individuals:<BR><BR>- Mr. Morris Tharp, who serves as the Independent Chairman of the Board.<BR>- Mr. Kevin McPhaill, who is the President, Chief Executive Officer, and a Director of both the Company and the Bank.<BR>- Mr. James Holly, who holds the position of Vice Chairman of the Board for both the Company and the Bank.<BR>- Ms. Susan Abundis, an Independent Director.<BR>- Dr. Albert Berra, an Independent Director.<BR>- Ms. Julie Castle, an Independent Director.<BR>- Mr. Vonn Christenson, an Independent Director.<BR>- Mr. Laurence Dutto, an Independent Director.<BR><BR>This team is responsible for guiding the strategic direction and governance of the company.

Is Sierra Bancorp technically bullish or bearish?

As of July 29, 2025, Sierra Bancorp's technical trend is mildly bullish, supported by a bullish weekly MACD and Bollinger Bands, despite mixed signals from other indicators and underperformance in longer-term returns compared to the S&P 500.

As of 29 July 2025, the technical trend for Sierra Bancorp has changed from bullish to mildly bullish. The weekly MACD is bullish, while the monthly MACD is mildly bearish. The weekly RSI indicates bearish momentum, and the monthly RSI shows no signal. Bollinger Bands are bullish for both weekly and monthly periods. Daily moving averages are bullish, and the KST shows a bullish weekly trend but is mildly bearish monthly. Dow Theory indicates no trend weekly and mildly bearish monthly. The OBV is mildly bullish weekly and shows no trend monthly. <BR><BR>In terms of performance, Sierra Bancorp has outperformed the S&P 500 over the past week and month, but it lags behind in the year-to-date and one-year returns, and significantly underperforms over three, five, and ten-year periods. Overall, the current stance is mildly bullish, driven primarily by the weekly MACD and Bollinger Bands.

Is Sierra Bancorp overvalued or undervalued?

As of October 24, 2025, Sierra Bancorp's valuation has improved to attractive, with a low P/E ratio of 9 and a PEG of 0.56 indicating strong growth potential, despite recent underperformance against the S&P 500, suggesting it is undervalued compared to peers in the regional banking sector.

As of 24 October 2025, Sierra Bancorp's valuation grade has moved from fair to attractive, indicating a positive shift in its perceived value. The company appears undervalued based on its P/E ratio of 9, which is significantly lower than the industry average, and a PEG ratio of 0.56, suggesting strong growth potential relative to its price. Additionally, its Price to Book Value stands at 1.08, further supporting the notion of undervaluation compared to peers.<BR><BR>In comparison to its peers, Guaranty Bancshares, Inc. has a P/E of 18.33, while Peoples Financial Services Corp. boasts a PEG of 0.14, highlighting that Sierra Bancorp is positioned favorably within the regional banking sector. Despite recent underperformance against the S&P 500 over the past year, where it returned -4.51% compared to the index's 16.90%, its long-term performance over three and five years shows returns of 26.21% and 28.41%, respectively, indicating potential for recovery and growth.