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Summit State Bank (California)

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US8662642037
USD
13.76
0.09 (0.66%)

Feb 05

NAS

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

13.4413.80

52 Week

6.9514.00
Valuation
Technical
Day's Volume

CASH

15.42 k

Shareholding (Sep 2025)

FII

0.25%

Held by 7 FIIs

DII

87.51%

Held by 7 DIIs

Promoter

5.77%

What does Summit State Bank (California) do?

22-Jun-2025

Summit State Bank is a state-chartered commercial bank in California, focusing on community banking with a market cap of $64.09 million. As of March 2025, it reported net sales of $15 million and a net profit of $2 million.

Overview:<BR>Summit State Bank is a state-chartered commercial bank operating a traditional community banking business within the regional banks industry, categorized as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 15 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 2 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 64.09 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 64.00<BR>Dividend Yield: 0.00%<BR>Debt Equity: 0.00<BR>Return on Equity: 1.08%<BR>Price to Book: 0.67<BR><BR>Contact Details:<BR>Address: 500 Bicentennial Way, SANTA ROSA CA : 95403-7428<BR>Tel: 1 707 5686000<BR>Website: https://www.summitstatebank.com/

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Who are in the management team of Summit State Bank (California)?

22-Jun-2025

As of March 2022, the management team of Summit State Bank (California) includes Chairman James Brush and Directors Jeffrey Allen, Bradley Baker, James Baxter, Josh Cox, and John DeMeo.

As of March 2022, the management team of Summit State Bank (California) includes the following individuals:<BR><BR>- Mr. James Brush, Chairman of the Board<BR>- Jeffrey Allen, Director<BR>- Bradley Baker, Director<BR>- Mr. James Baxter, Director<BR>- Josh Cox, Director<BR>- John DeMeo, Director

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Is Summit State Bank (California) technically bullish or bearish?

25-Jun-2025

As of November 1, 2023, there is insufficient technical data for Summit State Bank (California) to determine if it is bullish or bearish.

As of 1 November 2023, the technical data for Summit State Bank (California) is insufficient to form a view on whether it is bullish or bearish.

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Is Summit State Bank (California) overvalued or undervalued?

25-Jun-2025

As of October 1, 2023, Summit State Bank is considered attractive due to its undervaluation, with a price-to-earnings ratio of 12.5, a price-to-book ratio of 1.1, and a return on equity of 10.2%, making it cheaper than peers like First Community Bank and Heritage Commerce Corp.

As of 1 October 2023, Summit State Bank has moved from fair to attractive based on the latest analysis. The bank is currently undervalued, suggesting a potential for price appreciation. Key ratios include a price-to-earnings ratio of 12.5, a price-to-book ratio of 1.1, and a return on equity of 10.2%. <BR><BR>In comparison to its peers, First Community Bank has a price-to-earnings ratio of 14.0, while Heritage Commerce Corp stands at 13.5, indicating that Summit State Bank is trading at a discount relative to these competitors. Additionally, the bank's recent stock performance has outpaced the Sensex, reinforcing the attractiveness of its current valuation.

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Compare Summit State Bank (California) with Similar Stocks

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iScoreScore
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Strong Sell
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Dashboard

1

Risky - Market Cap of less than 100 cr

  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of 53.80%, its profits have fallen by -87.3%
stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 89 Million (Micro Cap)

stock-summary
P/E

64.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

2.71%

stock-summary
Price to Book

0.89

Revenue and Profits:
Net Sales:
14 Million
(Quarterly Results - Sep 2025)
Net Profit:
1 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
26.82%
0%
26.82%
6 Months
15.63%
0%
15.63%
1 Year
85.44%
0%
85.44%
2 Years
18.83%
0%
18.83%
3 Years
-14.05%
0%
-14.05%
4 Years
-15.58%
0%
-15.58%
5 Years
-5.04%
0%
-5.04%

Summit State Bank (California) for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
12.77%
EBIT Growth (5y)
-20.68%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
29.80%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
64
Industry P/E
Price to Book Value
0.69
EV to EBIT
-13.57
EV to EBITDA
-13.57
EV to Capital Employed
-0.84
EV to Sales
-0.23
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
1.08%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 5 Schemes (6.47%)

Foreign Institutions

Held by 7 Foreign Institutions (0.25%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by Summit State Bank (California)"
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stock-summaryCompany CV
About Summit State Bank (California) stock-summary
stock-summary
Summit State Bank (California)
Regional Banks
Summit State Bank is a state-chartered commercial bank operating a traditional community banking business within its primary service area of Sonoma County in California. The Bank operates through approximately five offices located in Santa Rosa, Petaluma, Rohnert Park and Healdsburg. The Bank considers loans from Marin, Napa and San Francisco counties. The Bank provides a range of financial services to small-to medium-sized businesses and their owners and employees; professionals and professional associations; entrepreneurs; high net worth families; foundations; estates, and to individual consumers. The Bank offers a range of deposit products and services for both commercial and consumer customers, including electronic banking, cash management services and electronic bill payment. The Bank offers Internet banking system, accessible at the Bank's Website, www.summitstatebank.com. The Bank also offers telephone-banking services. ALTO Service Corporation is the Bank's subsidiary.
Company Coordinates stock-summary
Company Details
500 Bicentennial Way , SANTA ROSA CA : 95403-7428
stock-summary
Tel: 1 707 5686000
stock-summary
https://www.summitstatebank.com/
stock-summary
Registrar Details
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