Unity Bancorp, Inc.

How big is Unity Bancorp, Inc.?

As of Jun 18, Unity Bancorp, Inc. has a market capitalization of 471.31 million and total assets of 2,655.30 million, with shareholder's funds at 295.58 million.

As of Jun 18, Unity Bancorp, Inc. has a market capitalization of 471.31 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 158.60 million and a net profit of 43.46 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 295.58 million and total assets at 2,655.30 million.

What does Unity Bancorp, Inc. do?

Unity Bancorp, Inc. is a micro-cap bank holding company in the Regional Banks industry, reporting net sales of $41 million and a net profit of $12 million as of March 2025. Key metrics include a P/E ratio of 11.00 and a return on equity of 14.20%.

Overview:<BR>Unity Bancorp, Inc. is a bank holding company that operates in the Regional Banks industry and falls within the micro-cap market segment.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 41 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 12 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 471.31 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 11.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 14.20% <BR>Price to Book: 1.54<BR><BR>Contact Details:<BR>Address: 64 OLD HIGHWAY 22, CLINTON NJ: 08809-1305 <BR>Tel: ['1 908 7307630', '1 908 7134306'] <BR>Website: https://www.snl.com/IRW/CorporateProfile/101233

Should I buy, sell or hold Unity Bancorp, Inc.?

Who are in the management team of Unity Bancorp, Inc.?

As of March 2022, Unity Bancorp, Inc.'s management team includes Chairman David Dallas, CEO James Hughes, and several independent directors, including Allen Tucker, Mark Brody, Wayne Courtright, Mary Gross, and Peter Maricondo.

As of March 2022, the management team of Unity Bancorp, Inc. includes the following individuals:<BR><BR>- Mr. David Dallas: Chairman of the Board of the Company and Bank<BR>- Mr. James Hughes: President, Chief Executive Officer, Director of the Company and the Bank<BR>- Mr. Allen Tucker: Independent Vice Chairman of the Board of the Company and the Bank<BR>- Mr. Robert Dallas: Director of the Company and the Bank<BR>- Dr. Mark Brody: Independent Director of the Company and the Bank<BR>- Mr. Wayne Courtright: Independent Director of the Company and the Bank<BR>- Dr. Mary Gross: Independent Director of the Company and the Bank<BR>- Mr. Peter Maricondo: Independent Director of the Company and the Bank<BR><BR>In summary, the management team comprises a mix of executive and independent directors, with Mr. James Hughes serving as the CEO.

Is Unity Bancorp, Inc. technically bullish or bearish?

As of August 22, 2025, Unity Bancorp, Inc. has a bullish technical trend supported by strong indicators, outperforming the S&P 500 with a year-to-date return of 23.19% compared to 12.22%.

As of 22 August 2025, the technical trend for Unity Bancorp, Inc. has changed from mildly bullish to bullish. The current technical stance is bullish with strong indicators supporting this view. The MACD is bullish on both weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend in both periods. Daily moving averages are bullish, while the KST shows bullish momentum on both weekly and monthly charts. Although the Dow Theory presents a mildly bullish stance on the weekly and mildly bearish on the monthly, the overall technical picture remains positive.<BR><BR>In terms of performance, Unity Bancorp has outperformed the S&P 500 across multiple periods, with a year-to-date return of 23.19% compared to the S&P 500's 12.22%, and a one-year return of 57.88% versus 17.14% for the index.

Is Unity Bancorp, Inc. overvalued or undervalued?

As of October 3, 2025, Unity Bancorp, Inc. is fairly valued with a competitive P/E ratio of 11 and a PEG ratio of 0.87, while also showing strong performance with a 1-year return of 50.84%, outperforming the S&P 500's 17.82%.

As of 3 October 2025, the valuation grade for Unity Bancorp, Inc. has moved from very attractive to attractive. Based on the current metrics, the company appears to be fairly valued. The P/E ratio stands at 11, which is competitive compared to peers like Bridgewater Bancshares, Inc. at 11.97 and Home Bancorp, Inc. at 10.68. Additionally, the PEG ratio of 0.87 suggests that the stock is reasonably priced relative to its growth potential.<BR><BR>In terms of performance, Unity Bancorp has shown strong returns, with a 1-year return of 50.84%, significantly outperforming the S&P 500's 17.82% over the same period. This suggests that while the stock is fairly valued, it has been a strong performer in the market recently. Overall, Unity Bancorp, Inc. is positioned well within its industry, particularly when compared to its peers.