TrustCo Bank Corp. NY

  • Market Cap: Micro Cap
  • Industry: Savings Banks
  • ISIN: US8983492047
USD
43.66
0.7 (1.63%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

103.66 k

Shareholding (Mar 2025)

FII

5.44%

Held by 66 FIIs

DII

54.73%

Held by 42 DIIs

Promoter

0.00%

How big is TrustCo Bank Corp. NY?

22-Jun-2025

As of Jun 18, TrustCo Bank Corp. NY has a market capitalization of 607.27 million and total assets of 6,238.74 million, with shareholder's funds at 676.34 million.

As of Jun 18, TrustCo Bank Corp. NY has a market capitalization of 607.27 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 246.39 million, while the sum of net profit for the same period is 50.99 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 676.34 million and total assets amounting to 6,238.74 million.

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What does TrustCo Bank Corp. NY do?

22-Jun-2025

TrustCo Bank Corp. NY is a micro-cap savings and loan holding company with a market cap of $607.27 million, reporting net sales of $63 million and a net profit of $14 million for Q1 2025. Key metrics include a P/E ratio of 12.00, a dividend yield of 3.41%, and a return on equity of 7.41%.

Overview:<BR>TrustCo Bank Corp. NY is a savings and loan holding company operating in the savings banks industry, classified as a micro-cap entity.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 63 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 14 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 607.27 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00 <BR>Dividend Yield: 3.41% <BR>Debt Equity: 0.00 <BR>Return on Equity: 7.41% <BR>Price to Book: 0.88 <BR><BR>Contact Details:<BR>Address: 6 METRO PARK ROAD, ALBANY NY: 12205 <BR>Tel: 1 518 3773311 <BR>Fax: 1 518 3813839

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Should I buy, sell or hold TrustCo Bank Corp. NY?

22-Jun-2025

Who are in the management team of TrustCo Bank Corp. NY?

22-Jun-2025

As of March 2022, the management team of TrustCo Bank Corp. NY includes Mr. Thomas Maggs (Independent Chairman), Mr. Robert McCormick (President and CEO), Mr. Dennis De Gennaro (Lead Independent Director), and several other directors. They are responsible for the company's strategic direction and operations.

As of March 2022, the management team of TrustCo Bank Corp. NY includes the following individuals:<BR><BR>- Mr. Thomas Maggs, Independent Chairman of the Board<BR>- Mr. Robert McCormick, President, Director, Chief Executive Officer of TrustCo and TrustCo Bank<BR>- Mr. Dennis De Gennaro, Lead Independent Director<BR>- Ms. Kimberly Russell, Director<BR>- Mr. Frank Silverman, Director<BR>- Mr. Brian Flynn, Independent Director<BR>- Ms. Lisa Lucarelli, Independent Director<BR><BR>This team plays a crucial role in guiding the company's strategic direction and operations.

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Is TrustCo Bank Corp. NY technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, TrustCo Bank Corp. NY shows a mildly bullish trend overall, with mixed signals from various indicators across different time frames.

As of 3 October 2025, the technical trend for TrustCo Bank Corp. NY has changed from bullish to mildly bullish. The weekly MACD remains bullish, while the monthly MACD is also bullish. The Bollinger Bands indicate a mildly bullish stance on the weekly and bullish on the monthly. Daily moving averages are mildly bullish. However, the KST shows a bullish weekly but mildly bearish monthly, and the Dow Theory presents a mildly bearish weekly but a mildly bullish monthly. The OBV is mildly bearish weekly and mildly bullish monthly. Overall, the indicators suggest a mildly bullish stance, but with some mixed signals, particularly in the longer time frames. There is no available return data to compare the company against the S&P 500.

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Is TrustCo Bank Corp. NY overvalued or undervalued?

02-Dec-2025

As of November 28, 2025, TrustCo Bank Corp. NY is fairly valued with a P/E ratio of 12 and a Price to Book Value of 0.91, showing potential undervaluation compared to the industry average of 14.54, while achieving a year-to-date return of 28.46%, outperforming the S&P 500's 16.45%.

As of 28 November 2025, the valuation grade for TrustCo Bank Corp. NY has moved from attractive to fair, indicating a shift in its perceived value. The company appears to be fairly valued at this time. Key valuation ratios include a P/E ratio of 12, a Price to Book Value of 0.91, and a ROE of 7.41%. <BR><BR>In comparison to its peers, TrustCo Bank Corp. NY has a P/E ratio lower than the industry average of approximately 14.54, suggesting it may be undervalued relative to its competitors. Notably, the company's recent stock performance shows a year-to-date return of 28.46%, outperforming the S&P 500's return of 16.45%, though it lags behind the index over longer periods, such as the 3-year and 5-year returns.

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iScoreScore
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Strong Sell
Sell
Hold
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Strong Buy

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Dashboard
1

The Bank has a high Capital Adequacy Ratio of 19.24% signifying high buffers against its risk based assets

 
2

Positive results in Jun 25

3

With ROA of 0.53%, it has a fair valuation with a 0.91 Price to Book Value

4

High Institutional Holdings at 77.28%

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
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Industry

Savings Banks

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Market cap

USD 777 Million (Micro Cap)

stock-summary
P/E

12.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

3.57%

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Debt Equity

0.00

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Return on Equity

7.72%

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Price to Book

1.12

Revenue and Profits:
Net Sales:
64 Million
(Quarterly Results - Jun 2025)
Net Profit:
15 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
8.93%
0%
8.93%
6 Months
39.04%
0%
39.04%
1 Year
19.62%
0%
19.62%
2 Years
54.17%
0%
54.17%
3 Years
13.2%
0%
13.2%
4 Years
34.79%
0%
34.79%
5 Years
40.16%
0%
40.16%

TrustCo Bank Corp. NY for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
5.98%
EBIT Growth (5y)
-3.50%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
56.14%
Pledged Shares
0
Institutional Holding
77.28%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.91
EV to EBIT
-1.00
EV to EBITDA
-0.81
EV to Capital Employed
-3.65
EV to Sales
-0.20
PEG Ratio
NA
Dividend Yield
4.42%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
7.41%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 50 Schemes (39.74%)

Foreign Institutions

Held by 66 Foreign Institutions (5.44%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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  },
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    "link": "annual",
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stock-summaryCompany CV
About TrustCo Bank Corp. NY stock-summary
stock-summary
TrustCo Bank Corp. NY
Savings Banks
TrustCo Bank Corp NY is a savings and loan holding company. The Company's principal subsidiary is Trustco Bank (the Bank). The Bank is a federal savings bank engaged in providing general banking services to individuals, partnerships and corporations. It operates through community banking segment. The Bank's business consists of accepting deposits and making loans and investments. The Bank provides both personal and business banking services. The Bank's subsidiary, Trustco Realty Corp., is a real estate investment trust (REIT) formed to acquire, hold and manage real estate mortgage assets, including residential mortgage loans and mortgage backed securities. The Bank's trust department operates under the name, Trustco Financial Services, and serves as executor of estates and trustee of personal trusts, provides asset and wealth management services, and provides estate planning and related advice, provides custodial services.
Company Coordinates stock-summary
Company Details
6 METRO PARK ROAD , ALBANY NY : 12205
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Tel: 1 518 3773311
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Registrar Details