TrustCo Bank Corp. NY

Is TrustCo Bank Corp. NY overvalued or undervalued?

As of November 28, 2025, TrustCo Bank Corp. NY is fairly valued with a P/E ratio of 12 and a Price to Book Value of 0.91, showing potential undervaluation compared to the industry average of 14.54, while achieving a year-to-date return of 28.46%, outperforming the S&P 500's 16.45%.

As of 28 November 2025, the valuation grade for TrustCo Bank Corp. NY has moved from attractive to fair, indicating a shift in its perceived value. The company appears to be fairly valued at this time. Key valuation ratios include a P/E ratio of 12, a Price to Book Value of 0.91, and a ROE of 7.41%. <BR><BR>In comparison to its peers, TrustCo Bank Corp. NY has a P/E ratio lower than the industry average of approximately 14.54, suggesting it may be undervalued relative to its competitors. Notably, the company's recent stock performance shows a year-to-date return of 28.46%, outperforming the S&P 500's return of 16.45%, though it lags behind the index over longer periods, such as the 3-year and 5-year returns.

Is TrustCo Bank Corp. NY technically bullish or bearish?

As of October 3, 2025, TrustCo Bank Corp. NY shows a mildly bullish trend overall, with mixed signals from various indicators across different time frames.

As of 3 October 2025, the technical trend for TrustCo Bank Corp. NY has changed from bullish to mildly bullish. The weekly MACD remains bullish, while the monthly MACD is also bullish. The Bollinger Bands indicate a mildly bullish stance on the weekly and bullish on the monthly. Daily moving averages are mildly bullish. However, the KST shows a bullish weekly but mildly bearish monthly, and the Dow Theory presents a mildly bearish weekly but a mildly bullish monthly. The OBV is mildly bearish weekly and mildly bullish monthly. Overall, the indicators suggest a mildly bullish stance, but with some mixed signals, particularly in the longer time frames. There is no available return data to compare the company against the S&P 500.

How big is TrustCo Bank Corp. NY?

As of Jun 18, TrustCo Bank Corp. NY has a market capitalization of 607.27 million and total assets of 6,238.74 million, with shareholder's funds at 676.34 million.

As of Jun 18, TrustCo Bank Corp. NY has a market capitalization of 607.27 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 246.39 million, while the sum of net profit for the same period is 50.99 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 676.34 million and total assets amounting to 6,238.74 million.

What does TrustCo Bank Corp. NY do?

TrustCo Bank Corp. NY is a micro-cap savings and loan holding company with a market cap of $607.27 million, reporting net sales of $63 million and a net profit of $14 million for Q1 2025. Key metrics include a P/E ratio of 12.00, a dividend yield of 3.41%, and a return on equity of 7.41%.

Overview:<BR>TrustCo Bank Corp. NY is a savings and loan holding company operating in the savings banks industry, classified as a micro-cap entity.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 63 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 14 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 607.27 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00 <BR>Dividend Yield: 3.41% <BR>Debt Equity: 0.00 <BR>Return on Equity: 7.41% <BR>Price to Book: 0.88 <BR><BR>Contact Details:<BR>Address: 6 METRO PARK ROAD, ALBANY NY: 12205 <BR>Tel: 1 518 3773311 <BR>Fax: 1 518 3813839

Should I buy, sell or hold TrustCo Bank Corp. NY?

Who are in the management team of TrustCo Bank Corp. NY?

As of March 2022, the management team of TrustCo Bank Corp. NY includes Mr. Thomas Maggs (Independent Chairman), Mr. Robert McCormick (President and CEO), Mr. Dennis De Gennaro (Lead Independent Director), and several other directors. They are responsible for the company's strategic direction and operations.

As of March 2022, the management team of TrustCo Bank Corp. NY includes the following individuals:<BR><BR>- Mr. Thomas Maggs, Independent Chairman of the Board<BR>- Mr. Robert McCormick, President, Director, Chief Executive Officer of TrustCo and TrustCo Bank<BR>- Mr. Dennis De Gennaro, Lead Independent Director<BR>- Ms. Kimberly Russell, Director<BR>- Mr. Frank Silverman, Director<BR>- Mr. Brian Flynn, Independent Director<BR>- Ms. Lisa Lucarelli, Independent Director<BR><BR>This team plays a crucial role in guiding the company's strategic direction and operations.