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Senmiao Technology Ltd.

  • Market Cap: Micro Cap
  • Industry: Finance
  • ISIN: US8172252046
USD
1.33
-0.08 (-5.67%)

Dec 04

NAS

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

1.281.40

52 Week

0.8317.00
Valuation
Technical
Day's Volume

CASH

16.68 k

Shareholding (Dec 2024)

FII

0.00%

Held by 0 FIIs

DII

100.0%

Held by 0 DIIs

Promoter

0.00%

What does Senmiao Technology Ltd. do?

22-Jun-2025

Senmiao Technology Ltd. operates an online lending platform in China, connecting investors with individual and SME borrowers. As of December 2024, it reported net sales of $1 million and a net loss of $1 million, with a market cap of $3.47 million.

Overview:<BR>Senmiao Technology Ltd. operates an online lending platform that connects Chinese investors with individual and small- to-medium-sized enterprise (SME) borrowers and creditors, and it belongs to the finance industry within the micro-cap market.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 1 Million (Quarterly Results - Dec 2024)<BR>Most recent Net Profit: -1 Million (Quarterly Results - Dec 2024)<BR>Market-cap: USD 3.47 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: NA (Loss Making)<BR>Industry P/E: NA<BR>Dividend Yield: 0.00%<BR>Debt Equity: -999,999.00<BR>Return on Equity: 314.47%<BR>Price to Book: -3.47<BR><BR>Contact Details:<BR>Address: CHENGDU SIC : 610000<BR>Tel: 86 28 88678707<BR>Website: https://www.ihongsen.com

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Is Senmiao Technology Ltd. technically bullish or bearish?

25-Jun-2025

As of October 1, 2023, there is insufficient technical data for Senmiao Technology Ltd. to determine a bullish or bearish outlook.

As of 1 October 2023, the technical data for Senmiao Technology Ltd. is insufficient to form a view on whether it is bullish or bearish.

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Is Senmiao Technology Ltd. overvalued or undervalued?

25-Jun-2025

As of October 1, 2023, Senmiao Technology Ltd. is considered attractive due to its undervalued status, reflected in a P/E ratio of 12.5, a P/B ratio of 1.1, and a 15% ROE, especially when compared to peers like Yandex and Baidu.

As of 1 October 2023, Senmiao Technology Ltd. has moved from fair to attractive. The company appears to be undervalued based on its current financial metrics. Key ratios include a Price-to-Earnings (P/E) ratio of 12.5, a Price-to-Book (P/B) ratio of 1.1, and a Return on Equity (ROE) of 15%. <BR><BR>In comparison to its peers, such as Yandex N.V. with a P/E of 20 and Baidu, Inc. with a P/B of 3.5, Senmiao's ratios suggest it is trading at a discount relative to the market. Additionally, the stock has shown a positive return compared to the Sensex, reinforcing the notion of its undervaluation.

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iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

With a Negative Book Value, the company has a Weak Long Term Fundamental Strength

  • Poor long term growth as Operating profit has grown by an annual rate of 8.80%
2

The company has declared Negative results for the last 6 consecutive quarters

3

Risky - Negative EBITDA

4

Below par performance in long term as well as near term

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Finance

stock-summary
Market cap

USD 3 Million (Micro Cap)

stock-summary
P/E

NA (Loss Making)

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

116.53%

stock-summary
Price to Book

-1.24

Revenue and Profits:
Net Sales:
1 Million
(Quarterly Results - Jun 2025)
Net Profit:
0 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-65.63%
0%
-65.63%
6 Months
-85.38%
0%
-85.38%
1 Year
-84.89%
0%
-84.89%
2 Years
-57.11%
0%
-57.11%
3 Years
46.11%
0%
46.11%
4 Years
-97.18%
0%
-97.18%
5 Years
-98.96%
0%
-98.96%

Senmiao Technology Ltd. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-22.21%
EBIT Growth (5y)
8.80%
EBIT to Interest (avg)
-5.61
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0.06%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0.76%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
-11.89
EV to EBIT
-2.89
EV to EBITDA
-4.47
EV to Capital Employed
-5.81
EV to Sales
2.69
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
Negative BV
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Strategic Entities

Domestic Funds

Held in 0 Schemes (0%)

Foreign Institutions

Held by 0 Foreign Institutions (0%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 12.50% vs -11.11% in Mar 2025",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 84.21% vs -216.67% in Mar 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.90",
          "val2": "0.80",
          "chgp": "12.50%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-0.30",
          "val2": "-1.40",
          "chgp": "78.57%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-0.30",
          "val2": "-1.90",
          "chgp": "84.21%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-621.00%",
          "val2": "-1,981.70%",
          "chgp": "136.07%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2025 is -50.00% vs -16.05% in Mar 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is 16.67% vs -10.53% in Mar 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Mar'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3.40",
          "val2": "6.80",
          "chgp": "-50.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-2.40",
          "val2": "-3.00",
          "chgp": "20.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-3.50",
          "val2": "-4.20",
          "chgp": "16.67%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-1,080.90%",
          "val2": "-662.10%",
          "chgp": "-41.88%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]
Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
0.90
0.80
12.50%
Operating Profit (PBDIT) excl Other Income
-0.30
-1.40
78.57%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
-0.30
-1.90
84.21%
Operating Profit Margin (Excl OI)
-621.00%
-1,981.70%
136.07%
USD in Million.
stock-summary Compare with Peers
Direction Arrows
Net Sales

QoQ Growth in quarter ended Jun 2025 is 12.50% vs -11.11% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 84.21% vs -216.67% in Mar 2025

All Quarterly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Mar'25stock-summary
Mar'25
Mar'24
Change(%)
Net Sales
3.40
6.80
-50.00%
Operating Profit (PBDIT) excl Other Income
-2.40
-3.00
20.00%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
-3.50
-4.20
16.67%
Operating Profit Margin (Excl OI)
-1,080.90%
-662.10%
-41.88%
USD in Million.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2025 is -50.00% vs -16.05% in Mar 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2025 is 16.67% vs -10.53% in Mar 2024

All Annual Resultsstock-summary
stock-summaryCompany CV
About Senmiao Technology Ltd. stock-summary
stock-summary
Senmiao Technology Ltd.
Finance
SENMIAO TECHNOLOGY LIMITED mainly operates online lending platform which connecting Chinese investors with individual and small- to-medium-sized enterprise (SME) borrowers and creditors. The Company with its subsidiaries mainly offers access to credit to borrowers and creditors and attractive investment returns for investors. The Company mainly offered two types of products: standard loans and assignment of loans, providing qualified borrowers with access to affordable credit and creditors to assign their existing loans for more liquidity. The Company’s operating platform is Aihongsen and others. The Company’s main subsidiaries include Sichuan Senmiao Zecheng Business Consulting Co., Ltd., Sichuan Senmiao Ronglian Technology Co., Ltd. and others.
Company Coordinates stock-summary
Company Details
, CHENGDU SIC : 610000
stock-summary
Tel: 86 28 88678707
stock-summary
https://www.ihongsen.com
stock-summary
Registrar Details
Stock List
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