FSEA Share Price | First Seacoast Bancorp, Inc. Stock Analysis & Recommendation

Q: Is First Seacoast Bancorp, Inc. technically bullish or bearish?

As of 1 November 2023, the technical data for First Seacoast Bancorp, Inc. is insufficient to form a view on whether it is bullish or bearish.

Q: Is First Seacoast Bancorp, Inc. overvalued or undervalued?

As of 1 October 2023, First Seacoast Bancorp, Inc. has moved from fair to attractive. The company appears to be undervalued based on its financial metrics. Key ratios include a price-to-earnings ratio of 12.5, a price-to-book ratio of 1.1, and a return on equity of 10.2%. In comparison to its peers, such as OceanFirst Financial Corp with a P/E of 14.0 and Berkshire Hills Bancorp with a P/B of 1.3, First Seacoast Bancorp stands out as a more favorable investment opportunity. Additionally, the stock has outperformed the Sensex recently, reinforcing the notion that it is undervalued in the current market landscape.

Q: What does First Seacoast Bancorp, Inc. do?

Overview: First Seacoast Bancorp, Inc. is the mid-tier stock holding company for First Seacoast Bank, operating in the Savings Banks industry and classified as a micro-cap company.Financial Snapshot: Most recent Net Sales: 7 Million (Quarterly Results - Dec 2024) Most recent Net Profit: -1 Million (Quarterly Results - Dec 2024) Market cap: USD 55.88 Million (Micro Cap)Key Metrics: P/E: NA (Loss Making) Industry P/E: NA Dividend Yield: 0.00% Debt Equity: 0.00 Return on Equity: -0.83% Price to Book: 0.90Contact Details: Address: 633 Central Ave, DOVER NH: 03820-3599 Tel: 1 603 7424680

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

28.87 k

Shareholding (Dec 2025)

FII

0.03%

Held by 3 FIIs

DII

99.96%

Held by 5 DIIs

Promoter

0.00%

Is First Seacoast Bancorp, Inc. technically bullish or bearish?

25-Jun-2025

As of November 1, 2023, there is insufficient technical data for First Seacoast Bancorp, Inc. to determine if it is bullish or bearish.

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Is First Seacoast Bancorp, Inc. overvalued or undervalued?

25-Jun-2025

As of October 1, 2023, First Seacoast Bancorp, Inc. is considered an attractive investment due to its undervalued financial metrics, including a P/E ratio of 12.5 and a P/B ratio of 1.1, especially when compared to peers like OceanFirst Financial Corp and Berkshire Hills Bancorp.

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What does First Seacoast Bancorp, Inc. do?

22-Jun-2025

First Seacoast Bancorp, Inc. is a micro-cap stock holding company for First Seacoast Bank, operating in the Savings Banks industry, with recent net sales of $7 million and a net loss of $1 million. The company has a market cap of $55.88 million and key metrics indicating it is currently loss-making.

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Compare First Seacoast Bancorp, Inc. with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25

The company has declared positive results for the last 2 consecutive quarters
NII(Q) Highest at USD 3.63 MM
OPERATING CASH FLOW(Y) Highest at USD 0.45 MM
OPERATING PROFIT(Q) Highest at USD -0.11 MM

Risky -

High Institutional Holdings at 29.68%

Market Beating performance in long term as well as near term

Mojo Parameters

Stock DNA

Industry

Savings Banks

Market cap

USD 63 Million (Micro Cap)

P/E

NA (Loss Making)

Industry P/E

Dividend Yield

0.00%

Debt Equity

0.00

Return on Equity

-1.33%

Price to Book

0.99

Revenue and Profits:

Net Sales:

7 Million

(Quarterly Results - Dec 2025)

Net Profit:

0 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

31.22%

6 Months

37.85%

1 Year

49.47%

2 Years

88.0%

3 Years

106.53%

4 Years

31.61%

5 Years

40.16%

First Seacoast Bancorp, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

11.23%

EBIT Growth (5y)

-147.35%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

29.68%

ROCE (avg)

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.99

EV to EBIT

-55.73

EV to EBITDA

-67.64

EV to Capital Employed

1.00

EV to Sales

3.72

PEG Ratio

Dividend Yield

ROCE (Latest)

-1.79%

ROE (Latest)

-1.33%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 3 Schemes (4.8%)

Foreign Institutions

Held by 3 Foreign Institutions (0.03%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Company CV

About First Seacoast Bancorp, Inc.

First Seacoast Bancorp, Inc.

Savings Banks

First Seacoast Bancorp is the mid-tier stock holding company for First Seacoast Bank (the Bank). The Bank provides its banking services its customers in the Seacoast communities of New Hampshire. The Bank operates from its main office located in Dover, New Hampshire and four branch offices located in Barrington, Durham, Portsmouth and Rochester of New Hampshire. The Bank grants commercial real estate loans, multifamily five dwelling unit loans, commercial and industrial loans, acquisition, development and land loans, one to four family residential loans, home equity line of credit loans and consumer loans. The Bank invests in United States Government-sponsored entities bonds and mortgage-backed securities. The Bank’s primary sources of funds are deposits, principal and interest payments on loans and securities, proceeds from the sale of loans, and proceeds from maturities of securities.

Company Coordinates

Company Details

633 Central Ave , DOVER NH : 03820-3599

Tel: 1 603 7424680

Registrar Details