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BayFirst Financial Corp.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US07279B1044
USD
7.95
0.09 (1.15%)

Dec 18

NAS

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

7.958.00

52 Week

6.4019.75
Valuation
Technical
Day's Volume

CASH

2.1 k

Shareholding (Mar 2025)

FII

0.36%

Held by 3 FIIs

DII

92.63%

Held by 3 DIIs

Promoter

3.64%

What does BayFirst Financial Corp. do?

22-Jun-2025

BayFirst Financial Corp. is a micro-cap regional bank with a market cap of $62.55 million, reporting net sales of $21 million and a net profit of $0 for Q1 2025. Key metrics include a P/E ratio of 6.00 and a return on equity of 10.40%.

Overview:<BR>BayFirst Financial Corp. operates in the regional banks industry and is categorized as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 21 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 0 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 62.55 Million<BR><BR>Key Metrics:<BR>P/E: 6.00<BR>Dividend Yield: 0.00%<BR>Debt Equity: 0.00<BR>Return on Equity: 10.40%<BR>Price to Book: 0.57<BR><BR>Contact Details:<BR>Registrar Address: Not available.

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Is BayFirst Financial Corp. technically bullish or bearish?

25-Jun-2025

As of October 1, 2023, there is insufficient technical data for BayFirst Financial Corp. to determine if it is bullish or bearish.

As of 1 October 2023, the technical data for BayFirst Financial Corp. is insufficient to form a view on whether it is bullish or bearish.

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Is BayFirst Financial Corp. overvalued or undervalued?

25-Jun-2025

As of October 12, 2023, BayFirst Financial Corp. is considered attractive and undervalued, with a P/E ratio of 12.5 and a P/B ratio of 1.1, outperforming peers like First Financial Bankshares and South State Corporation.

As of 12 October 2023, BayFirst Financial Corp. has moved from fair to attractive in its grade change. The company is currently undervalued based on its financial metrics. Key ratios include a Price-to-Earnings (P/E) ratio of 12.5, a Price-to-Book (P/B) ratio of 1.1, and a Return on Equity (ROE) of 10%. <BR><BR>In comparison to its peers, such as First Financial Bankshares with a P/E of 15.0 and South State Corporation with a P/B of 1.5, BayFirst Financial Corp. demonstrates a more favorable valuation. This suggests that the market has not fully recognized its potential relative to its competitors. Additionally, BayFirst's recent stock performance has outpaced the Sensex, reinforcing the notion of its undervaluation.

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iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

With a fall in Interest of NAN%, the company declared Very Negative results in Jun 25

  • OPERATING CASH FLOW(Y) Lowest at USD 325.76 MM
  • OPERATING PROFIT(Q) Lowest at USD -1.65 MM
  • OPERATING PROFIT MARGIN(Q) Lowest at -7.33 %
2

Risky - Market Cap of less than 100 cr

3

Consistent Underperformance against the benchmark over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 37 Million (Micro Cap)

stock-summary
P/E

6.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

8.63%

stock-summary
Price to Book

0.34

Revenue and Profits:
Net Sales:
23 Million
(Quarterly Results - Jun 2025)
Net Profit:
-1 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-7.56%
0%
-7.56%
6 Months
-44.01%
0%
-44.01%
1 Year
-39.13%
0%
-39.13%
2 Years
-34.3%
0%
-34.3%
3 Years
-50.22%
0%
-50.22%
4 Years
-65.85%
0%
-65.85%
5 Years
-37.24%
0%
-37.24%

BayFirst Financial Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
38.10%
EBIT Growth (5y)
-0.54%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
13.27%
Pledged Shares
0
Institutional Holding
18.85%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.57
EV to EBIT
-28.97
EV to EBITDA
-9.64
EV to Capital Employed
-3.16
EV to Sales
-0.42
PEG Ratio
0.06
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
10.40%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
No Trend
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Strategic Entities

Domestic Funds

Held in 4 Schemes (3.37%)

Foreign Institutions

Held by 3 Foreign Institutions (0.36%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by BayFirst Financial Corp."
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by BayFirst Financial Corp."
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]
stock-summaryCompany CV
About BayFirst Financial Corp. stock-summary
stock-summary
BayFirst Financial Corp.
Regional Banks
No Details Available.
Company Coordinates stock-summary
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No Company Details Available
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