Texas Community Bancshares, Inc.

  • Market Cap: Micro Cap
  • Industry: Savings Banks
  • ISIN: US88231Q1085
USD
16.00
0.05 (0.31%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

851

Shareholding (Mar 2025)

FII

0.34%

Held by 3 FIIs

DII

97.34%

Held by 2 DIIs

Promoter

0.00%

How big is Texas Community Bancshares, Inc.?

22-Jun-2025

As of Jun 18, Texas Community Bancshares, Inc. has a market capitalization of 48.93 million and total assets of 444.01 million, with shareholder's funds reported at 52.11 million.

As of Jun 18, Texas Community Bancshares, Inc. has a market capitalization of 48.93 million, classifying it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 22.66 million, while the sum of net profit for the same period is 2.03 million.<BR><BR>As of Dec 24, the shareholder's funds are reported at 52.11 million, and total assets amount to 444.01 million.

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What does Texas Community Bancshares, Inc. do?

22-Jun-2025

Texas Community Bancshares, Inc. is a micro-cap company in the savings banks industry, with recent net sales of $6 million and a net profit of $1 million. It has a market cap of $48.93 million, a P/E ratio of 24.00, and a dividend yield of 0.51%.

Overview:<BR>Texas Community Bancshares, Inc. operates in the savings banks industry and is classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 6 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 1 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 48.93 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 24.00<BR>Dividend Yield: 0.51%<BR>Debt Equity: 0.00<BR>Return on Equity: 3.83%<BR>Price to Book: 0.93<BR><BR>Contact Details:<BR>Registrar Address: Not available.

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Should I buy, sell or hold Texas Community Bancshares, Inc.?

22-Jun-2025

Is Texas Community Bancshares, Inc. technically bullish or bearish?

20-Sep-2025

As of September 10, 2025, Texas Community Bancshares, Inc. has a mildly bullish technical trend, supported by bullish MACD and Bollinger Bands, despite a mildly bearish outlook from Dow Theory, with recent performance outperforming the S&P 500 over the week and month but lagging over the year.

As of 10 September 2025, the technical trend for Texas Community Bancshares, Inc. has changed from bullish to mildly bullish. The weekly and monthly MACD indicators are bullish, and Bollinger Bands also reflect a bullish stance across both time frames. Daily moving averages are bullish as well. However, Dow Theory indicates a mildly bearish outlook on both weekly and monthly charts. The KST is bullish weekly and monthly, while the OBV shows a mildly bullish trend on the weekly but no trend on the monthly.<BR><BR>In terms of performance, the stock has returned 1.97% over the past week and 4.67% over the past month, outperforming the S&P 500, which returned 1.05% and 2.33%, respectively. However, over the past year, the stock's return of 14.25% lags behind the S&P 500's 17.14%. Overall, the current technical stance is mildly bullish, driven primarily by the bullish MACD and Bollinger Bands.

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Is Texas Community Bancshares, Inc. overvalued or undervalued?

07-Oct-2025

As of October 3, 2025, Texas Community Bancshares, Inc. is considered very attractive and undervalued with a P/E ratio of 24, a Price to Book Value of 0.92, and a PEG Ratio of 0.13, indicating strong growth potential compared to peers like Magyar Bancorp and Lake Shore Bancorp.

As of 3 October 2025, the valuation grade for Texas Community Bancshares, Inc. moved from attractive to very attractive. The company appears to be undervalued, with a P/E ratio of 24, a Price to Book Value of 0.92, and a PEG Ratio of 0.13, indicating strong growth potential relative to its price. In comparison, Magyar Bancorp, Inc. has a lower P/E of 11.61 and a PEG of 0.34, while Lake Shore Bancorp, Inc. has a P/E of 21.02, suggesting that Texas Community Bancshares is priced more favorably against its peers.<BR><BR>Despite the recent stock performance, where Texas Community Bancshares returned 6.11% year-to-date compared to the S&P 500's 14.18%, the valuation metrics indicate that the stock is positioned well for future growth. Overall, the combination of a strong valuation grade and favorable ratios supports the conclusion that Texas Community Bancshares is undervalued in the current market.

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iScoreScore
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Strong Sell
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Strong Buy

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Dashboard
1

The company has declared Positive results for the last 3 consecutive quarters

  • ROCE(HY) Highest at 0.53%
  • PRE-TAX PROFIT(Q) Highest at USD 0.82 MM
  • NET PROFIT(Q) Highest at USD 0.68 MM
2

With ROA of 0.41%, it has a fair valuation with a 0.92 Price to Book Value

3

Majority shareholders : Mutual Funds

 
stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Savings Banks

stock-summary
Market cap

USD 48 Million (Micro Cap)

stock-summary
P/E

24.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.52%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

4.45%

stock-summary
Price to Book

0.91

Revenue and Profits:
Net Sales:
5 Million
(Quarterly Results - Jun 2025)
Net Profit:
1 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-1.25%
0%
-1.25%
6 Months
-0.62%
0%
-0.62%
1 Year
6.67%
0%
6.67%
2 Years
32.67%
0%
32.67%
3 Years
4.1%
0%
4.1%
4 Years
5.61%
0%
5.61%
5 Years
0%
0%
0.0%

Texas Community Bancshares, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-19.19%
EBIT Growth (5y)
21.05%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
10.14%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
24
Industry P/E
Price to Book Value
0.92
EV to EBIT
41.22
EV to EBITDA
31.18
EV to Capital Employed
0.95
EV to Sales
3.25
PEG Ratio
0.13
Dividend Yield
0.51%
ROCE (Latest)
2.29%
ROE (Latest)
3.83%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Bearish
No Trend
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 3 Schemes (2.32%)

Foreign Institutions

Held by 3 Foreign Institutions (0.34%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by Texas Community Bancshares, Inc."
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stock-summaryCompany CV
About Texas Community Bancshares, Inc. stock-summary
stock-summary
Texas Community Bancshares, Inc.
Savings Banks
No Details Available.
Company Coordinates stock-summary
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No Company Details Available