Share Price | NB Bancorp, Inc. Stock Analysis & Recommendation

Q: Is NB Bancorp, Inc. overvalued or undervalued?

As of 28 November 2025, the valuation grade for NB Bancorp, Inc. moved from attractive to fair, indicating a shift in its perceived value. The company appears to be fairly valued based on its current metrics, with a P/E ratio of 14, a price to book value of 0.88, and an EV to EBITDA of 5.94. In comparison, a peer such as NB Bancorp, Inc. has a higher valuation with a P/E of 14.51, suggesting that NB Bancorp is positioned competitively within its industry.Despite the recent changes in valuation, the stock has underperformed relative to the S&P 500 over the past year, returning -1.29% compared to the index's 14.18%. This underperformance may reflect the company's current valuation status and market conditions. Overall, NB Bancorp, Inc. is fairly valued, with ratios that suggest it is competitive yet not significantly undervalued or overvalued compared to its peers.

Q: Is NB Bancorp, Inc. technically bullish or bearish?

As of 5 September 2025, the technical trend for NB Bancorp, Inc. has changed from bullish to mildly bullish. The weekly MACD is bullish, supported by bullish signals from the Bollinger Bands and KST. However, the Dow Theory indicates a mildly bearish stance on both weekly and monthly time frames, while the OBV shows a mildly bearish trend on the weekly. The daily moving averages remain bullish. In terms of performance, the stock has returned 4.58% over the past month compared to 2.33% for the S&P 500, but it lags behind the benchmark with a year-to-date return of 4.98% versus 12.22% for the S&P 500. Overall, the technical stance is mildly bullish, but with some caution due to mixed signals from other indicators.

Q: What does NB Bancorp, Inc. do?

Overview:NB Bancorp, Inc. operates in the regional banks industry and is classified as a micro-cap company.Financial Snapshot:Most recent Net Sales: 77 Million (Quarterly Results - Mar 2025)Most recent Net Profit: 13 Million (Quarterly Results - Mar 2025)Market-cap: USD 651.97 Million (Micro Cap)Key Metrics:P/E: 14.00Dividend Yield: 0.00%Debt Equity: 0.00Return on Equity: 6.23%Price to Book: 0.88Contact Details:Registrar Address: Not available.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

176.38 k

Shareholding (Jun 2026)

FII

7.96%

Held by 55 FIIs

DII

91.94%

Held by 22 DIIs

Promoter

0.10%

Is NB Bancorp, Inc. overvalued or undervalued?

02-Dec-2025

As of November 28, 2025, NB Bancorp, Inc. is fairly valued with a P/E ratio of 14 and has underperformed the S&P 500 over the past year, returning -1.29% compared to the index's 14.18%.

View full answer

Is NB Bancorp, Inc. technically bullish or bearish?

20-Sep-2025

As of September 5, 2025, NB Bancorp, Inc. shows a mildly bullish trend with a 4.58% monthly return, but mixed signals from indicators suggest caution, especially as it lags behind the S&P 500 year-to-date.

View full answer

What does NB Bancorp, Inc. do?

22-Jun-2025

NB Bancorp, Inc. is a micro-cap company in the regional banks industry, with recent net sales of $77 million and a net profit of $13 million. It has a market cap of $651.97 million, a P/E ratio of 14.00, and a return on equity of 6.23%.

View full answer

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26

The company has declared positive results for the last 9 consecutive quarters
OPERATING CASH FLOW(Y) Highest at USD 78.18 MM
NII(Q) Highest at USD 64.87 MM
NET SALES(Q) Highest at USD 105.69 MM

With ROA of 0.50%, it has a fair valuation with a 1.08 Price to Book Value

High Institutional Holdings at 60.88%

Mojo Parameters

Stock DNA

Industry

Regional Banks

Market cap

USD 930 Million (Small Cap)

P/E

16.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

0.00

Return on Equity

6.94%

Price to Book

1.08

Revenue and Profits:

Net Sales:

106 Million

(Quarterly Results - Mar 2026)

Net Profit:

15 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

15.37%

6 Months

9.19%

1 Year

25.61%

2 Years

23.53%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

NB Bancorp, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

40.71%

EBIT Growth (5y)

30.74%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

10.47%

Pledged Shares

Institutional Holding

52.61%

ROCE (avg)

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.08

EV to EBIT

7.05

EV to EBITDA

6.77

EV to Capital Employed

1.14

EV to Sales

1.78

PEG Ratio

0.49

Dividend Yield

ROCE (Latest)

16.10%

ROE (Latest)

6.94%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Dow Theory

No Trend

Bullish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Jun 2026

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 39 Schemes (18.98%)

Foreign Institutions

Held by 55 Foreign Institutions (7.96%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by NB Bancorp, Inc."
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by NB Bancorp, Inc."
  }
]

Company CV

About NB Bancorp, Inc.

NB Bancorp, Inc.

Regional Banks

No Details Available.

Company Coordinates

No Company Details Available