Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-8.83%
0%
-8.83%
6 Months
-0.03%
0%
-0.03%
1 Year
59.46%
0%
59.46%
2 Years
43.07%
0%
43.07%
3 Years
7.83%
0%
7.83%
4 Years
6.95%
0%
6.95%
5 Years
48.83%
0%
48.83%
Evans Bancorp, Inc. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
11.17%
EBIT Growth (5y)
-7.63%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
53.27%
Pledged Shares
0
Institutional Holding
79.05%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
1.20
EV to EBIT
19.48
EV to EBITDA
17.96
EV to Capital Employed
1.15
EV to Sales
2.61
PEG Ratio
NA
Dividend Yield
3.29%
ROCE (Latest)
5.89%
ROE (Latest)
7.36%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
No Trend
Shareholding Snapshot : Dec 2024
Shareholding Compare (%holding) 
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 17 Schemes (15.83%)
Foreign Institutions
Held by 37 Foreign Institutions (16.64%)
Strategic Entities with highest holding
Highest Public shareholder
About Evans Bancorp, Inc. 
Evans Bancorp, Inc.
Major Banks
Evans Bancorp, Inc. is a financial holding company. The Company conducts its business through its subsidiaries, such as Evans Bank, N.A. (the Bank), which provides a range of banking services to consumer and commercial customers in Western New York, and Evans National Financial Services, LLC (ENFS), which hold interests in The Evans Agency, LLC (TEA), which sells various premium-based insurance policies on a commission basis. The Bank operates approximately 15 financial centers providing financial services throughout Western New York. ENFS owns the business and assets of the Company's non-banking financial services subsidiaries. The Company operates in two segments: banking activities and insurance agency activities. Its banking business segment includes both commercial and consumer banking services, including a range of lending and depository services. Its insurance agency segment includes the activities of selling various premium-based insurance policies on a commission basis.
Company Coordinates 
Company Details
1 Grimsby Dr , HAMBURG NY : 14075-3764
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