Stock DNA
Packaged Software
USD 60 Million (Micro Cap)
NA (Loss Making)
NA
0.00%
-0.52
-56.45%
2.81
Revenue and Profits:
Net Sales:
14 Million
(Quarterly Results - Sep 2024)
Net Profit:
-5 Million
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
5.49%
0%
5.49%
6 Months
83.82%
0%
83.82%
1 Year
134.74%
0%
134.74%
2 Years
10.62%
0%
10.62%
3 Years
-47.03%
0%
-47.03%
4 Years
-65.47%
0%
-65.47%
5 Years
-51.36%
0%
-51.36%
BM Technologies, Inc. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
125.77%
EBIT Growth (5y)
-260.29%
EBIT to Interest (avg)
-18.39
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
-0.52
Sales to Capital Employed (avg)
1.90
Tax Ratio
0.18%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
27.53%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
2.81
EV to EBIT
-4.06
EV to EBITDA
-10.60
EV to Capital Employed
4.78
EV to Sales
0.85
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-117.72%
ROE (Latest)
-56.45%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Bullish
Shareholding Snapshot : Sep 2024
Shareholding Compare (%holding) 
Majority shareholders
Domestic Funds
Domestic Funds
Held in 11 Schemes (10.79%)
Foreign Institutions
Held by 19 Foreign Institutions (4.23%)
Strategic Entities with highest holding
Highest Public shareholder
Quarterly Results Snapshot (Consolidated) - Sep'24 - QoQ
Sep'24
Jun'24
Change(%)
Net Sales
14.10
12.50
12.80%
Operating Profit (PBDIT) excl Other Income
-2.00
-2.90
31.03%
Interest
0.00
0.00
Exceptional Items
-1.00
-0.20
-400.00%
Consolidate Net Profit
-5.00
-4.80
-4.17%
Operating Profit Margin (Excl OI)
-286.40%
-366.60%
8.02%
USD in Million.
Net Sales
QoQ Growth in quarter ended Sep 2024 is 12.80% vs -22.84% in Jun 2024
Consolidated Net Profit
QoQ Growth in quarter ended Sep 2024 is -4.17% vs -785.71% in Jun 2024
Annual Results Snapshot (Consolidated) - Dec'23
Dec'23
Dec'22
Change(%)
Net Sales
55.30
83.60
-33.85%
Operating Profit (PBDIT) excl Other Income
-6.90
3.40
-302.94%
Interest
0.00
0.00
Exceptional Items
1.70
7.80
-78.21%
Consolidate Net Profit
-17.30
-0.80
-2,062.50%
Operating Profit Margin (Excl OI)
-344.70%
-107.30%
-23.74%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2023 is -33.85% vs -11.72% in Dec 2022
Consolidated Net Profit
YoY Growth in year ended Dec 2023 is -2,062.50% vs -104.71% in Dec 2022
About BM Technologies, Inc. 
BM Technologies, Inc.
Packaged Software
No Details Available.
Company Coordinates 
No Company Details Available






