Price PointCompare VersaBank with Similar Stocks
ScoreDashboard
1
High Profitability with a Net Interest Margin of 20.49%
2
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 8.56%
3
The company has declared Positive results for the last 3 consecutive quarters
4
With ROA of 0.47%, it has a fair valuation with a 1.64 Price to Book Value
5
High Institutional Holdings at 45.64%
6
Market Beating performance in long term as well as near term
Total ReturnsTotal Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
44.69%
0%
44.69%
6 Months
28.3%
0%
28.3%
1 Year
75.77%
0%
75.77%
2 Years
81.35%
0%
81.35%
3 Years
158.82%
0%
158.82%
4 Years
169.75%
0%
169.75%
5 Years
108.71%
0%
108.71%
VersaBank for the last several years.
Risk Adjusted Returns v/s
News & Corporate ActionsNews
No Recent News for the Company
Announcements
No announcement available
Corporate Actions
No corporate action available
Key FactorsQuality key factors
Factor
Value
Sales Growth (5y)
30.20%
EBIT Growth (5y)
12.22%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
11.07%
Pledged Shares
0
Institutional Holding
45.64%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
30
Industry P/E
Price to Book Value
1.64
EV to EBIT
10.67
EV to EBITDA
9.83
EV to Capital Employed
5.47
EV to Sales
1.38
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
51.23%
ROE (Latest)
5.50%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bullish
Bullish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned ShareholdingShareholding Snapshot : Apr 2026
Shareholding Compare (%holding)
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 4 Schemes (1.0%)
Foreign Institutions
Held by 74 Foreign Institutions (31.69%)
Strategic Entities with highest holding
Highest Public shareholder
Financial
Company CVAbout VersaBank
VersaBank
Regional Banks
VersaBank, formerly Pacific & Western Bank of Canada (the Bank,) is a Canada-based chartered bank, which operates using an electronic branchless model. It sources deposits, consumer loans, commercial loans and leases electronically. The Bank also makes residential development and commercial mortgages as its sources through a network of brokers and direct contact with its lending staff. It operates through Banking segment. The Bank provides financing in the form of commercial and consumer loans, and lease receivables sourced through the Bank's bulk purchase program. It also finances real estate developers in Southwestern Ontario and provides consumer lending through its private label credit card program. Its loan portfolio includes residential multi-family mortgages, commercial and consumer loans and leases, commercial mortgages, government financings and credit card receivables. Its commercial and consumer loans, and leases consist of commercial loans to investment grade corporations.
Company Coordinates
Company Details
140 Fullarton St Suite 2002 , LONDON ON : N6A 5P2
Registrar Details
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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