KIFS Financial Services Ltd

As of December 4, 2025, KIFS Financial's valuation has improved to attractive, indicating it is undervalued with a PE ratio of 15.88, significantly lower than peers like Bajaj Finance and Bajaj Finserv, while its year-to-date performance has lagged behind the Sensex, suggesting potential for growth.

On 03-Dec, KIFS Financial Services Ltd witnessed a notable decline in its share price, falling by 2.71% to close at ₹127.45. This drop continues a sustained downward trend that has seen the stock underperform both its sector and the broader market indices over recent weeks and months.

As of 19-Nov, KIFS Financial Services Ltd's stock price is Rs 136.40, down 3.4% and significantly underperforming its sector and the broader market. The stock has declined 6.06% over the past week and 11.00% year-to-date, indicating a bearish trend with no clear influencing factors.

KIFS Financial experienced a decline in net sales from 46.64 Cr in Mar'24 to 29.12 Cr in Mar'25, but improved operational efficiency led to increased profits and a significant rise in net cash inflow from 17 Cr to 164 Cr in the same period. Total liabilities also rose sharply due to increased short-term borrowings.

As of November 17, 2025, KIFS Financial is fairly valued with a PE Ratio of 17.49, underperforming the Sensex with a year-to-date return of -7.99%, and is less expensive than peers like Bajaj Finance and Bajaj Finserv but more expensive than Life Insurance.

KIFS Financial experienced a decline in net sales from INR 46.64 crore in March 2024 to INR 29.12 crore in March 2025, but improved operational efficiency led to an increase in operating profit to INR 11.31 crore and profit after tax to INR 8.07 crore. Total assets grew to INR 393.61 crore, supported by a rise in cash balances, while the book value per share increased to INR 52.7.

As of November 14, 2025, KIFS Financial is considered undervalued with an attractive valuation grade, a PE ratio of 18.81, and a strong long-term return of 242.70%, despite a recent decline in stock performance.

As of November 14, 2025, KIFS Financial is considered undervalued with an attractive valuation grade, a PE ratio of 18.81, and strong long-term growth of 242.70% over five years, despite a recent 13.73% decline in stock performance.

As of November 14, 2025, KIFS Financial is considered undervalued with an attractive valuation grade, a PE ratio of 18.81, and a strong long-term outlook despite recent underperformance compared to the Sensex.

KIFS Financial's historical performance shows a decline in net sales and operating profit from March 2024 to March 2025, with net sales dropping to INR 29.12 crore and operating profit at INR 7.27 crore. However, profit before tax increased to INR 10.84 crore, and cash flow from operating activities improved significantly to INR 147 crore.

As of November 13, 2025, KIFS Financial's valuation has shifted from attractive to fair, with a PE ratio of 19.06, an EV to EBITDA of 10.45, and a ROE of 14.45%, indicating it is fairly valued compared to peers like Bajaj Finance and Life Insurance, despite a 16.58% stock decline over the past year.

As of November 12, 2025, KIFS Financial is considered undervalued with an attractive valuation grade, supported by a PE ratio of 19.17, an EV to EBITDA of 10.48, and a ROE of 14.45%, despite a recent 1-year return of -18.87% compared to the Sensex's 7.36%, while showing strong long-term growth potential with a 5-year return of 231.82%.

As of 12-Nov, KIFS Financial Services Ltd's stock price is Rs 146.00, down 2.76% after a 17.84% decline over the last four days. The stock has significantly underperformed compared to the benchmark Sensex, which has gained 1.21% over the past week, indicating a lack of investor confidence and challenges in attracting interest.

As of November 10, 2025, KIFS Financial is fairly valued at 152.95, with a PE ratio of 20.08, an EV to EBITDA of 10.34, and a ROE of 14.45%, positioning it reasonably within its sector compared to peers like Bajaj Finance and Bajaj Finserv, despite underperforming the Sensex year-to-date but achieving a 249.60% return over the past five years.

As of 10-Nov, KIFS Financial Services Ltd's stock price is Rs 152.95, down 7.89%, with a recent two-day decline totaling 13.93%. Despite positive short-term returns, the stock has underperformed over the past year, declining 10.56% compared to the Sensex's gain of 5.09%.

As of November 7, 2025, KIFS Financial is considered overvalued with a PE ratio of 21.80 and an EV to EBITDA of 10.81, especially compared to its peers, indicating a shift from fair to expensive valuation despite recent strong stock performance.

As of November 7, 2025, KIFS Financial is considered overvalued with a PE Ratio of 21.80 and mixed performance trends, having outperformed the Sensex in the short term but declined over the past year, suggesting it may not be a sound investment at its current price of 166.05.

As of November 7, 2025, KIFS Financial is considered overvalued with a PE ratio of 21.80, significantly higher than its peers, indicating a premium that may not be justified given its mixed recent performance and competitive landscape.

The next results date for KIFS Financial is 14 November 2025.