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Lakshmi Finance & Industrial Corporation Ltd
Lak. Fin. & Indl Sees Revision in Market Assessment Amid Declining Financial and Technical Indicators
Lak. Fin. & Indl, a microcap player in the Non Banking Financial Company (NBFC) sector, has experienced a notable revision in its market evaluation. This shift reflects changes across key analytical parameters including quality, valuation, financial trends, and technical outlook, coinciding with a series of negative returns over recent periods.
Why is Lak. Fin. & Indl falling/rising?
As of 05-Dec, Lakshmi Finance & Industrial Corporation Ltd has experienced a significant decline in its share price, falling by 4.38% to ₹175.86. This downturn reflects a continuation of the stock’s underperformance relative to market benchmarks and is underpinned by a series of weak financial results and deteriorating fundamentals.
Is Lak. Fin. & Indl overvalued or undervalued?
As of December 4, 2025, Lak. Fin. & Indl is considered very expensive and overvalued with a PE ratio of -25.54, an EV to EBITDA ratio of -10.79, and a disappointing year-to-date return of -21.90%, significantly underperforming its peers and the Sensex.
Lakshmi Finance & Industrial Corporation Q3 2025 Financial Trend Analysis
Lakshmi Finance & Industrial Corporation, a key player in the Non Banking Financial Company (NBFC) sector, has experienced a notable shift in its financial trend for the quarter ending September 2025. The company’s recent quarterly performance reveals significant changes in revenue and profitability metrics compared to its historical averages, reflecting a challenging operating environment.
Is Lak. Fin. & Indl overvalued or undervalued?
As of November 17, 2025, Lak. Fin. & Indl's valuation has shifted from fair to risky due to overvaluation indicated by poor financial ratios and disappointing stock performance compared to its peers.
How has been the historical performance of Lak. Fin. & Indl?
Lak. Fin. & Indl has experienced significant fluctuations in financial performance, with net sales and profits declining from peaks in Mar'21 to Mar'25, while total assets increased from 32.17 Cr to 60.50 Cr. Despite the growth in assets, operating cash flow remained negative, indicating ongoing challenges.
Is Lak. Fin. & Indl overvalued or undervalued?
As of November 10, 2025, Lak. Fin. & Indl is fairly valued with a PE ratio of 23.61 and a PEG ratio of 0.00, while its year-to-date return is -15.11%, contrasting with a strong 5-year return of 239.66%.
Is Lak. Fin. & Indl overvalued or undervalued?
As of November 7, 2025, Lak. Fin. & Indl is considered overvalued with a PE ratio of 23.71 and an EV to EBITDA ratio of 39.92, lagging behind peers and the Sensex, which raises concerns about its market perception.
Is Lak. Fin. & Indl overvalued or undervalued?
As of November 7, 2025, Lak. Fin. & Indl is considered overvalued with a PE ratio of 23.71, significantly higher than industry peers, and has underperformed the Sensex with a year-to-date return of -14.75%.
Is Lak. Fin. & Indl overvalued or undervalued?
As of November 7, 2025, Lak. Fin. & Indl is considered overvalued with a PE ratio of 23.71, an EV to EBITDA ratio of 39.92, and a Price to Book Value of 1.02, especially when compared to peers like Life Insurance at 11.44, indicating it trades at a premium despite underperforming the Sensex.
Is Lak. Fin. & Indl overvalued or undervalued?
As of November 6, 2025, Lak. Fin. & Indl is fairly valued with a PE ratio of 23.79, an EV to EBITDA of 40.07, and a dividend yield of 1.49%, despite a year-to-date decline of -14.47% compared to the Sensex's 7.89%, while showing strong long-term growth with a 5-year return of 235.68%.
Is Lak. Fin. & Indl overvalued or undervalued?
As of November 4, 2025, Lak. Fin. & Indl is considered overvalued with a PE ratio of 23.87 and an EV to EBITDA ratio of 40.22, especially compared to its peers, and has underperformed with a year-to-date return of -14.16% against the Sensex's gain of 8.26%.
Is Lak. Fin. & Indl overvalued or undervalued?
As of November 4, 2025, Lak. Fin. & Indl is considered overvalued with a PE ratio of 23.87 and an EV to EBITDA of 40.22, especially compared to peers like Bajaj Finance and Life Insurance, and has underperformed against the Sensex over the past year.
How has been the historical performance of Lak. Fin. & Indl?
Lak. Fin. & Indl experienced significant fluctuations in financial performance, with net sales dropping to 7.69 Cr in March 2025 from 14.86 Cr in March 2024, alongside declines in profits and EPS, despite an increase in total assets to 60.50 Cr. The company faced a challenging year marked by declining revenues and profits.
Why is Lak. Fin. & Indl falling/rising?
As of 03-Nov, Lakshmi Finance & Industrial Corporation Ltd's stock price is 203.93, down 5.18%, with a significant drop in delivery volume and a year-to-date return of -21.72%. The company has reported negative results for three consecutive quarters, contributing to its weak long-term fundamentals and underperformance compared to the broader market.
How has been the historical performance of Lak. Fin. & Indl?
Lak. Fin. & Indl experienced significant fluctuations in financial performance, with net sales and profits declining in March 2025 compared to the previous year, despite an increase in total assets and reserves. The company reported a net cash outflow of 2.00 Cr in March 2025, contrasting with a net inflow of 3.00 Cr in March 2024.
Why is Lak. Fin. & Indl falling/rising?
As of 29-Oct, Lakshmi Finance & Industrial Corporation Ltd is currently priced at 217.61, reflecting a 6.83% increase and outperforming its sector today. Despite a year-to-date decline of 7.59%, the stock shows strong short-term performance and increased investor participation.
Is Lak. Fin. & Indl overvalued or undervalued?
As of October 23, 2025, Lak. Fin. & Indl is fairly valued with a PE Ratio of 24.19, while Bajaj Finance is very expensive at 39.07, and Life Insurance is very attractive at 11.68, despite Lak. Fin. & Indl's year-to-date return of -13.02% compared to the Sensex's 9.50%, its long-term outlook remains positive with a 3-year return of 100.02%.
Is Lak. Fin. & Indl overvalued or undervalued?
As of October 17, 2025, Lak. Fin. & Indl is considered overvalued with a PE Ratio of 23.80 and an EV to EBITDA of 40.09, underperforming the Sensex with a year-to-date return of -14.42%.
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