Mangal Credit & Fincorp Ltd

On 10-Dec, Mangal Credit & Fincorp Ltd witnessed a decline in its share price, falling by 1.13% to close at ₹165.70. This downward movement reflects a combination of short-term underperformance and weakening investor participation despite the stock's strong long-term returns relative to the benchmark Sensex.

As of 19-Nov, Mangal Credit & Fincorp Ltd's stock price is Rs 174.50, down 1.63%, and has underperformed its sector today. Despite a year-to-date increase of 15.14%, recent volatility and a significant drop in price indicate short-term challenges amidst rising investor interest.

As of November 18, 2025, Mangal Credit is fairly valued with a PE ratio of 31.05, an EV to EBIT of 14.30, and a Price to Book Value of 2.42, outperforming the Sensex with a year-to-date return of 19.43%.

Mangal Credit's latest results show strong revenue growth with net sales increasing by 9.33% to ₹15.82 crores, but net profit declined slightly by 0.67%, raising concerns about profitability and capital efficiency. The company faces challenges with a low return on equity and high leverage, indicating potential financial risks.

As of November 17, 2025, Mangal Credit is considered overvalued with a PE ratio of 29.63 and an EV to EBITDA of 13.81, despite strong historical performance, indicating a shift from fair to expensive valuation compared to its peers.

Mangal Credit's historical performance has been volatile, with net sales declining from INR 237.78 crore in March 2015 to INR 99.20 crore in March 2019, while operating profit increased to INR 26.22 crore in March 2019. Overall, the company experienced fluctuations in revenues and profits, alongside a decrease in total assets and liabilities during the same period.

As of November 14, 2025, Mangal Credit is fairly valued with a PE ratio of 30.10, has outperformed the Sensex with a 25.07% return over the past year, and is viewed more favorably compared to peers like Bajaj Finance and Life Insurance.

As of November 14, 2025, Mangal Credit is fairly valued with a PE ratio of 30.10 and has outperformed the Sensex with a 25.07% return, making it a compelling investment opportunity in the NBFC sector compared to its peers.

As of November 14, 2025, Mangal Credit is fairly valued with a PE ratio of 30.10 and competitive financial metrics, suggesting it may be a solid investment opportunity despite recent underperformance compared to the Sensex.

Mangal Credit's historical performance has shown significant fluctuations, with net sales declining from 237.78 Cr in Mar'15 to 99.20 Cr in Mar'19, while operating profit improved slightly. Despite challenges, there are signs of operational efficiency, though total assets and profits have also decreased during this period.

Mangal Credit's historical performance has been marked by declining net sales from INR 237.78 crore in 2015 to INR 99.20 crore in 2019, alongside a decrease in total assets and liabilities. Despite these challenges, operational profitability improved slightly, with operating profit rising from INR 24.99 crore in 2015 to INR 26.22 crore in 2019.

Mangal Credit's historical performance shows a decline in net sales from 237.78 Cr in March 2015 to 99.20 Cr in March 2019, alongside a decrease in total assets and liabilities. Despite a slight increase in operating profit, profit before and after tax fell during the same period, with cash flow from operations improving to 1.00 Cr in March 2019.

The next results date for Mangal Credit is 13 November 2025.

As of November 6, 2025, Mangal Credit is considered overvalued with a valuation grade of "expensive," a PE ratio of 30.13, and despite an 18.15% YTD return, it may not offer sufficient upside compared to its peers.

As of 29-Oct, Mangal Credit & Fincorp Ltd's stock price is Rs 186.95, having increased by 2.55%. The stock has outperformed the Sensex and its sector, with strong recent gains and increased investor demand evident through a significant rise in delivery volume.

As of October 28, 2025, Mangal Credit is considered very expensive and overvalued with a PE ratio of 30.63 and other high financial metrics compared to peers like Bajaj Finance and Life Insurance, despite strong stock performance.