Paisalo Digital Ltd

Paisalo Digital has shown consistent growth in net sales and profits, with net sales increasing from INR 346.02 crore in March 2021 to INR 771.11 crore in March 2025. However, it faces challenges in cash flow management despite a strengthening equity base.

On 27-Nov, Paisalo Digital Ltd’s stock price rose by 2.68% to ₹36.82, continuing a three-day winning streak that has delivered an 8.61% return over this short period, despite the company’s challenging longer-term performance relative to the broader market.

As of November 17, 2025, Paisalo Digital's technical trend is mildly bearish, supported by bearish signals from the weekly MACD, RSI, and Bollinger Bands, despite some mildly bullish daily moving averages.

As of November 17, 2025, Paisalo Digital is considered very attractive and undervalued in the NBFC sector, with a PE Ratio of 15.02, an EV to EBIT of 10.70, and a ROE of 12.42%, making it a compelling investment opportunity despite a year-to-date stock decline of 31.41%.

As of November 14, 2025, Paisalo Digital is considered fairly valued with a PE ratio of 14.98, an EV to EBITDA of 10.16, and a ROE of 13.00%, showing an attractive position compared to peers like Bajaj Finance and Life Insurance, despite a year-to-date stock performance lagging at -31.00% versus the Sensex's 8.22%.

As of November 14, 2025, Paisalo Digital's valuation has shifted to attractive, with a PE ratio of 14.98, an EV to EBITDA of 10.16, and a ROE of 13.00%, positioning it favorably against peers like Bajaj Finance and Life Insurance, despite a year-to-date return of -31.00% compared to the Sensex's 8.22%.

As of November 14, 2025, Paisalo Digital is fairly valued with a PE ratio of 14.98 and an EV to EBITDA of 10.16, making it attractive compared to peers like Bajaj Finance, while its stock has underperformed the Sensex by 20.09% over the past year.

Paisalo Digital has shown significant growth in net sales and profitability, with net sales increasing from 346.02 crore in March 2021 to 771.11 crore in March 2025, and profit after tax rising from 57.98 crore to 200.12 crore during the same period, despite challenges in cash flow management. Total liabilities also grew, but shareholder's funds strengthened, indicating a solid balance sheet.

As of 14-Nov, Paisalo Digital Ltd's stock price is at 34.36, having increased by 2.69% recently. However, it has significantly underperformed over the past year and year-to-date, with declines of 20.09% and 31.00%, respectively, despite some positive short-term momentum.

As of November 12, 2025, Paisalo Digital's technical trend is neutral with mixed signals, showing a shift from mildly bullish to sideways, as weekly indicators suggest conflicting momentum and overall lack of clear direction.

Paisalo Digital has shown consistent growth in net sales and profits, with net sales rising from 346.02 crore in March 2021 to 771.11 crore in March 2025. However, the company faces challenges with increasing liabilities and negative cash flow from operating activities.

As of 11-Nov, Paisalo Digital Ltd's stock price has declined to Rs 32.57, down 10.2%, and has underperformed its sector significantly. Despite strong long-term fundamentals, the stock has faced a 34.60% year-to-date drop due to reduced investor participation and high volatility.

Paisalo Digital's latest results show strong year-on-year revenue growth of 19.77% and improved net profit, but face challenges with margin pressures and rising interest expenses, indicating mixed operational performance. Investors should monitor future results for sustainability in growth and profitability.