Pathfinder Bancorp, Inc.

As of October 31, 2025, Pathfinder Bancorp, Inc. is considered overvalued with a high P/E ratio of 33 compared to its peers, indicating a shift from very attractive to attractive in valuation grade.

As of October 31, 2025, Pathfinder Bancorp, Inc. is considered overvalued with a high P/E ratio of 33 compared to peers, a premium price-to-book value of 0.75, and a disappointing year-to-date return of -14.17%, leading to a valuation grade downgrade from very attractive to attractive.

As of October 31, 2025, Pathfinder Bancorp, Inc. is considered attractive but overvalued with a P/E ratio of 33, compared to peers like Citizens Community Bancorp at 13.08, and has underperformed the S&P 500 with a YTD return of -14.17%.

As of October 10, 2023, Pathfinder Bancorp, Inc. is considered an attractive investment due to its undervalued status, with a price-to-earnings ratio of 10.5 and a price-to-book ratio of 1.2, outperforming peers like Community Bank System and First Commonwealth Financial Corporation.

As of October 1, 2023, there is insufficient technical data for Pathfinder Bancorp, Inc. to determine a bullish or bearish outlook.

Pathfinder Bancorp, Inc. is a micro-cap bank holding company in the Regional Banks industry, with recent net sales of $19 million and a net profit of $1 million. It has a market cap of $90.96 million and key metrics include a P/E ratio of 33.00 and a dividend yield of 155.21%.