Regency Fincorp Ltd

On 04-Dec, Regency Fincorp Ltd witnessed a significant decline in its share price, falling by 4.99% to close at ₹34.09. This drop reflects a continuation of recent negative momentum and underperformance relative to both its sector and the broader market benchmarks.

Regency Fincorp has shown significant growth in net sales and profitability from March 2021 to March 2025, with net sales increasing from 5.17 Cr to 19.96 Cr and profit after tax rising from 0.42 Cr to 4.98 Cr, despite facing challenges with rising interest expenses and increasing total liabilities. The company has also improved its cash flow, indicating a positive financial position.

As of November 10, 2025, Regency Fincorp is fairly valued with a PE ratio of 27.48, making it more attractive than peers like Bajaj Finance and Bajaj Finserv, despite a year-to-date return of -8.75% compared to the Sensex's 6.91%.

As of 07-Nov, Regency Fincorp Ltd's stock price is at 38.49, having increased by 0.68% after a recent trend reversal. Despite this, it has underperformed its sector and the benchmark Sensex, with a 4.49% decline over the past week.

As of October 31, 2025, Regency Fincorp is considered overvalued with a PE ratio of 29.64, significantly higher than its peers, indicating it may not provide attractive future returns despite a strong historical performance.

As of October 31, 2025, Regency Fincorp is considered overvalued with a PE Ratio of 29.64, significantly higher than its peers, and despite a strong long-term performance, it has seen a year-to-date decline of 1.6% compared to the Sensex's 7.42% gain.

As of October 31, 2025, Regency Fincorp is considered overvalued with a PE ratio of 29.64 and a valuation grade of expensive, despite strong historical performance, suggesting that investors may be overpaying for uncertain future growth compared to peers.

As of October 30, 2025, Regency Fincorp is fairly valued with a PE ratio of 28.68 and strong growth potential, outperforming Bajaj Finance but underperforming the Sensex year-to-date.

Regency Fincorp's latest results are strong, showing a 315% increase in net profit and a 94.51% rise in net sales, alongside improved profit margins. However, concerns about its low return on equity and high debt-to-equity ratio suggest caution regarding its financial sustainability.

Regency Fincorp has shown significant growth from March 2021 to March 2025, with net sales increasing from 5.17 crore to 19.96 crore and profit after tax rising from 0.42 crore to 4.98 crore, alongside a substantial increase in total assets and liabilities. Overall, the company has demonstrated robust growth in sales, profits, and asset accumulation.

As of October 20, 2025, Regency Fincorp is considered overvalued with a PE ratio of 37.50, an EV to EBITDA of 20.53, and a PEG ratio of 0.44, indicating it is priced too high relative to its earnings potential despite a strong historical return of 430.4% over three years, while its recent performance has underperformed the Sensex.

As of October 17, 2025, Regency Fincorp is considered very expensive with a PE ratio of 37.44, significantly overvalued compared to peers like Bajaj Finance and Bajaj Finserv, and has underperformed with a year-to-date return of -1.23%.