CreditAccess Grameen Ltd Gains 7.12%: 5 Key Factors Driving the Week’s Momentum

Jan 24 2026 12:04 PM IST
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CreditAccess Grameen Ltd delivered a strong weekly performance, rising 7.12% from Rs.1,299.15 on 16 January to close at Rs.1,391.70 on 23 January 2026. This gain notably outpaced the Sensex, which declined 3.31% over the same period, underscoring the stock’s resilience amid a broadly negative market backdrop. The week was marked by significant trading volumes, institutional interest, and a series of positive financial and technical developments that propelled the stock to new highs before a modest profit-taking on the final day.




Key Events This Week


19 Jan: Stock opens at Rs.1,283.05, down 1.24% amid market weakness


20 Jan: Q3 FY26 results announced with a spectacular 353% profit surge


21 Jan: Intraday high and strong institutional interest drive 9.00% rally


22 Jan: New 52-week high of Rs.1,496.6 reached with 7.27% gain


23 Jan: Intraday dip of 4.04% amid profit-booking, closes at Rs.1,391.70





Week Open
Rs.1,299.15

Week Close
Rs.1,391.70
+7.12%

Week High
Rs.1,496.60

vs Sensex
+10.43%



Monday, 19 January 2026: Market Weakness Sets a Cautious Tone


The week began with CreditAccess Grameen Ltd closing at Rs.1,283.05, down 1.24% from the previous close, reflecting a cautious market environment. The Sensex also declined by 0.49% to 36,650.97, signalling broader market weakness. Trading volume was moderate at 5,872 shares, indicating subdued investor activity ahead of the company’s quarterly results announcement.



Tuesday, 20 January 2026: Spectacular Q3 Profit Surge Spurs Initial Decline


Despite the announcement of a spectacular 353% surge in Q3 FY26 profits, the stock declined 3.33% to Rs.1,240.30 on heavy volume of 11,155 shares. The broader market was under pressure, with the Sensex falling 1.82% to 35,984.65. The initial negative price reaction may reflect profit-taking or cautious investor sentiment awaiting further clarity on the results. Nonetheless, the strong earnings growth set the stage for a sharp rebound in the following sessions.




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Wednesday, 21 January 2026: Strong Rebound on Institutional Interest and High-Value Trading


CreditAccess Grameen Ltd staged a remarkable recovery, surging 9.00% to close at Rs.1,351.90, driven by robust institutional interest and high-value trading. The stock hit an intraday high of Rs.1,326.40, outperforming the Sensex which declined 0.47% to 35,815.26. Trading volume exploded to 1,759,454 shares with a traded value of ₹420.31 crores, placing the stock among the most actively traded by value on the day. The gap-up opening of 3.57% and intraday volatility of 15.53% reflected strong buying momentum. Technical indicators showed the stock trading above key moving averages except the 100-day average, signalling a positive trend reversal after two days of declines.



Thursday, 22 January 2026: New 52-Week High and Continued Momentum


The bullish momentum continued as CreditAccess Grameen Ltd hit a new 52-week high of Rs.1,496.60, closing the day at Rs.1,450.25, up 7.27%. The stock outperformed both the Sensex, which gained 0.76%, and the finance sector by over 8.5%. Trading volume remained strong at 1,038,657 shares with a traded value of ₹269.4 crores. Institutional delivery volumes surged dramatically by over 2,200% compared to the five-day average, indicating strong conviction among long-term investors. The stock traded above all major moving averages, reinforcing the sustained uptrend. Despite a high Price to Book ratio of 3 and modest ROE of 1.9, the company’s net profit growth and operating margins remain impressive, supporting the premium valuation.




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Friday, 23 January 2026: Profit-Taking Leads to Intraday Dip Amid Sustained Institutional Interest


The week closed with a modest correction as CreditAccess Grameen Ltd declined 4.04% intraday to Rs.1,391.70, reflecting profit-booking after the recent rally. Despite the dip, the stock remained well above its week’s open and near its 52-week high. Trading volume was robust at 251,895 shares with a turnover of nearly ₹295.57 crores. Delivery volumes surged by 187% compared to the five-day average, signalling continued institutional accumulation. The stock outperformed the Sensex, which fell 1.33%, but underperformed the finance sector marginally. Technical indicators confirmed the stock’s position above all key moving averages, suggesting the dip may be a temporary consolidation within a broader uptrend.



















































Date Stock Price Day Change Sensex Day Change
2026-01-19 Rs.1,283.05 -1.24% 36,650.97 -0.49%
2026-01-20 Rs.1,240.30 -3.33% 35,984.65 -1.82%
2026-01-21 Rs.1,351.90 +9.00% 35,815.26 -0.47%
2026-01-22 Rs.1,450.25 +7.27% 36,088.66 +0.76%
2026-01-23 Rs.1,391.70 -4.04% 35,609.90 -1.33%



Key Takeaways


Strong Earnings Catalyst: The 353% profit surge in Q3 FY26 was a pivotal event, underpinning renewed investor confidence despite initial price weakness.


Robust Institutional Participation: Exceptional delivery volumes and high-value trading on 21 and 22 January indicate strong conviction among long-term investors and institutions.


Technical Strength: The stock consistently traded above key moving averages, with a new 52-week high of Rs.1,496.60 signalling sustained bullish momentum.


Outperformance vs Market: CreditAccess Grameen Ltd outpaced the Sensex by over 10% during the week, highlighting its resilience amid a broadly negative market environment.


Valuation and Risks: Elevated Price to Book ratio and modest ROE suggest a premium valuation; investors should monitor earnings volatility and sector-specific risks.



Conclusion


CreditAccess Grameen Ltd demonstrated a compelling performance during the week of 19 to 23 January 2026, driven by strong quarterly results, heightened institutional interest, and technical momentum. The stock’s ability to outperform the Sensex by a wide margin amid a challenging market environment underscores its growing prominence in the finance sector. While the recent profit-taking on the final day suggests some short-term consolidation, the robust delivery volumes and sustained trading above key moving averages indicate a positive medium-term outlook. Investors should continue to monitor fundamental developments and market conditions to assess the durability of this rally.






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