Stock Performance and Market Context
On the day of this milestone, CreditAccess Grameen Ltd surged by 8.72%, significantly outpacing the finance sector’s performance by 8.51%. The stock touched an intraday high of Rs.1496.6, marking a 10.7% increase from its previous close. This rally extends a recent positive trend, with the stock gaining 18.64% over the last two trading sessions.
The stock’s price currently stands well above its key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling robust upward momentum. This technical strength is notable given the broader market backdrop, where the Sensex opened higher at 82,459.66 but was trading slightly lower at 82,033.02 during the session, reflecting a modest 0.15% gain. The Sensex has experienced a three-week consecutive decline, losing 4.35% over that period, while mid-cap stocks led gains with the BSE Mid Cap index rising 0.74%.
Long-Term Growth and Financial Metrics
CreditAccess Grameen Ltd’s 52-week high comes on the back of strong fundamental performance. Over the past year, the stock has delivered a remarkable 52.52% return, substantially outperforming the Sensex’s 7.35% gain during the same period. The company’s 52-week low was Rs.750.05, highlighting the significant appreciation in share price over the last twelve months.
Financially, the company has demonstrated healthy growth with net sales increasing at a compound annual growth rate (CAGR) of 21.47%, while operating profits have grown at a CAGR of 20.22%. The latest quarterly results, declared in December 2025, showed a doubling of net profit with a 100.37% increase. Operating profit to net sales ratio reached a record 54.53%, and the company reported its highest quarterly PBDIT at Rs.812.74 crores. Profit before tax excluding other income also hit a peak of Rs.337.02 crores.
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Institutional Support and Valuation Considerations
Institutional investors hold a significant 24.91% stake in CreditAccess Grameen Ltd, indicating confidence from entities with extensive analytical resources. This level of institutional ownership often correlates with a thorough evaluation of the company’s fundamentals and growth prospects.
Despite the strong price performance, the stock carries a premium valuation. It trades at a price-to-book value of 3, which is considered high relative to its peers. The return on equity (ROE) stands at 1.9, reflecting a valuation that may be expensive in the context of its current profitability metrics. Additionally, while the stock has generated substantial returns, net profits have declined by 44.9% over the past year, a factor that investors may weigh alongside the price gains.
Comparative Market Performance
CreditAccess Grameen Ltd’s market capitalisation grade is rated 3, and its Mojo Score stands at 70.0, reflecting a Buy grade upgraded from Hold on 24 Oct 2025. This upgrade underscores the company’s improved standing in terms of financial health and market performance. The stock’s consistent outperformance of the BSE500 index over one year, three years, and three months further highlights its relative strength within the finance sector.
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Summary of Key Metrics
CreditAccess Grameen Ltd’s recent price action and financial results reflect a company with strong growth fundamentals and market momentum. The stock’s new 52-week high of Rs.1496.6 represents a near doubling from its 52-week low of Rs.750.05. The company’s operating profit growth of 20.22% CAGR and net sales growth of 21.47% CAGR underpin this price appreciation. The latest quarterly results reinforce this trend with record operating profit margins and profit before tax figures.
While the valuation remains on the higher side, the stock’s performance relative to the Sensex and its sector peers highlights its market leadership within the finance industry. Institutional backing and recent upgrades in rating grades further support the stock’s current standing.
Market Environment and Moving Averages
CreditAccess Grameen Ltd’s trading above all major moving averages signals sustained buying interest and technical strength. This is particularly notable given the broader market’s recent volatility and the Sensex’s three-week decline. The mid-cap segment’s outperformance today contrasts with the broader market’s subdued gains, with CreditAccess Grameen Ltd’s rally standing out as a key contributor to sector momentum.
Conclusion
The new 52-week high achieved by CreditAccess Grameen Ltd on 22 Jan 2026 marks a significant milestone in the stock’s performance trajectory. Supported by strong financial results, institutional ownership, and technical indicators, the stock’s momentum reflects its position as a leading player in the finance sector. While valuation metrics suggest a premium, the company’s growth rates and market outperformance provide a comprehensive picture of its current market standing.
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