How has been the historical performance of Paisalo Digital?

Answer:The historical performance of Paisalo Digital shows a consistent growth trend in net sales and profits over the years, with significant increases noted in recent periods.

Breakdown:
Paisalo Digital's net sales have risen from 346.02 crore in March 2021 to 771.11 crore in March 2025, reflecting a strong upward trajectory. The total operating income has similarly increased, reaching 771.11 crore in March 2025, up from 658.75 crore in March 2024. Operating profit, excluding other income, has also shown substantial growth, climbing to 601.36 crore in March 2025 from 514.18 crore in March 2024. Profit before tax has increased to 268.36 crore in March 2025, compared to 241.18 crore in the previous year, while profit after tax has reached 200.12 crore, up from 178.97 crore. The company's total liabilities have grown significantly, from 2,249.22 crore in March 2020 to 5,254.60 crore in March 2025, indicating a rise in debt levels, particularly in short-term borrowings, which increased to 3,559.47 crore. Despite the increase in liabilities, the company's shareholder's funds have also risen, reaching 1,534.98 crore in March 2025. Cash flow from operating activities has been negative in recent years, with a cash flow of -569.00 crore in March 2024, but financing activities have provided a positive cash flow of 552.00 crore in the same period. Overall, Paisalo Digital has demonstrated robust revenue growth and profitability, although it faces challenges with increasing liabilities and cash flow management.