Is Adit.Birla Money overvalued or undervalued?

As of 7 July 2025, Adit.Birla Money's valuation grade has moved from very expensive to expensive, indicating a shift towards a less favorable assessment. The company is currently considered overvalued. Key ratios include a PE ratio of 14.92, an EV to EBITDA of 4.84, and a PEG ratio of 0.37, which suggests that despite a relatively low PEG, the overall valuation remains high compared to its peers.
In comparison to its industry peers, Adit.Birla Money's PE ratio is higher than Life Insurance's 12.35 and significantly lower than Bajaj Finance's 34.53, which is categorized as very expensive. The company's return over the last year stands at 17.38%, outperforming the Sensex's 4.31%, highlighting its strong performance despite the current overvaluation.