Is Adit.Birla Money overvalued or undervalued?

As of 17 October 2025, Adit.Birla Money has moved from an attractive to a very attractive valuation grade. The company is currently undervalued, supported by a PE ratio of 16.00, a Price to Book Value of 0.34, and an EV to EBITDA of -26.50. These ratios indicate that the stock is trading at a significant discount compared to its intrinsic value.
In comparison to its peers, Adit.Birla Money's PE ratio is notably lower than Bajaj Finance, which stands at 38.21, and Life Insurance, which has a PE of 11.49. Additionally, the PEG ratio for Adit.Birla Money is 0.00, suggesting that the stock is undervalued relative to its growth potential. While the company's recent stock performance has lagged behind the Sensex, particularly with a year-to-date return of -39.07% compared to the Sensex's 7.44%, the long-term outlook remains promising with a 5-year return of 270.24%.