Is Adit.Birla Money overvalued or undervalued?

As of 17 October 2025, Adit.Birla Money's valuation grade has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued, especially when compared to its peers. Key ratios include a PE ratio of 16.00, an EV to EBITDA of -26.50, and a Price to Book Value of 0.34, which highlight its low valuation relative to earnings and assets.
In comparison, Bajaj Finance, which is categorized as very expensive, has a PE ratio of 38.21, while Life Insurance, deemed very attractive, has a PE of 11.49. This stark contrast suggests that Adit.Birla Money offers a more compelling investment opportunity at its current valuation. Despite recent underperformance against the Sensex, with a year-to-date return of -39.07% compared to the Sensex's 7.44%, the long-term growth potential remains strong, as evidenced by a remarkable 270.24% return over the past five years.