Is Adit.Birla Money overvalued or undervalued?

As of 23 October 2025, Adit.Birla Money's valuation grade has moved from very attractive to attractive, indicating a shift in market perception. The company is currently assessed as fairly valued. Key ratios include a PE ratio of 16.39, a price to book value of 0.35, and an EV to EBITDA of -26.40, which reflect its current financial standing.
In comparison to its peers, Adit.Birla Money's PE ratio is significantly lower than Bajaj Finance's 39.07 and Life Insurance's 11.68, suggesting that it may be undervalued relative to high-performing competitors. Despite a recent 1-week stock return of 2.56% compared to the Sensex's 1.30%, the year-to-date performance shows a decline of 37.60%, which may raise concerns about its future growth potential. Overall, the current valuation suggests that Adit.Birla Money is positioned reasonably within its market context.