Is Atlantic American Corp. overvalued or undervalued?

As of 14 November 2025, the valuation grade for Atlantic American Corp. has moved from attractive to very attractive, indicating a shift towards a more favorable assessment. The company appears to be undervalued, particularly when considering its Price to Book Value of 0.38 and EV to Sales ratio of 0.20, which suggest significant upside potential compared to its market price. Additionally, the EV to EBITDA ratio stands at 39.03, reflecting a relatively high valuation in relation to earnings before interest, taxes, depreciation, and amortization.
In comparison to its peers, Atlantic American Corp. has a P/E ratio that is not applicable due to its loss-making status, while Donegal Group, Inc. has a P/E of 9.04 and SelectQuote, Inc. shows a P/E of 25.76. This stark contrast highlights the potential undervaluation of Atlantic American Corp. relative to its industry. Over the past year, Atlantic American Corp. has delivered a return of 71.76%, significantly outperforming the S&P 500's return of 13.19%, reinforcing the notion that the stock may be undervalued in the current market.