Is Atlantic American Corp. overvalued or undervalued?

As of 28 November 2025, the valuation grade for Atlantic American Corp. has moved from attractive to very attractive. The company appears to be undervalued, particularly when considering its Price to Book Value of 0.38, EV to Sales ratio of 0.20, and a Dividend Yield of 1.06%. In comparison to peers, Donegal Group, Inc. has a P/E ratio of 9.04 and SelectQuote, Inc. has an EV to EBITDA of 6.54, highlighting that Atlantic American Corp. is positioned favorably within its industry.
Despite its recent struggles reflected in the negative ROE of -1.43%, the stock has shown strong performance year-to-date, with a return of 58.44% compared to the S&P 500's 16.45%. This suggests that while the company is currently undervalued, it has the potential for significant upside as it continues to recover.