Is Auburn National Bancorporation, Inc. overvalued or undervalued?

As of 22 April 2025, the valuation grade for Auburn National Bancorporation, Inc. has moved from expensive to fair. The company appears to be fairly valued at this time. Key ratios include a P/E ratio of 13, a Price to Book Value of 1.02, and a PEG Ratio of 0.02, indicating potential undervaluation relative to growth expectations.
In comparison to its peers, Auburn National's P/E ratio is higher than that of Investar Holding Corp. at 8.14 and First Savings Financial Group, Inc. at 9.39, both of which are considered attractive. The company's dividend yield of 335.27% stands out, although its ROE of 7.89% and a negative ROCE of -18.15% suggest underlying challenges. Notably, while the stock has outperformed the S&P 500 over the past year with a return of 30.49% compared to the index's 10.26%, its long-term performance has lagged significantly.