Is Auburn National Bancorporation, Inc. overvalued or undervalued?

As of 3 October 2025, the valuation grade for Auburn National Bancorporation, Inc. has moved from fair to attractive, indicating a more favorable assessment of its value. The company appears undervalued based on key metrics, including a P/E ratio of 13, a Price to Book Value of 1.02, and an impressive Dividend Yield of 335.27%. In comparison to peers, Investar Holding Corp. has a P/E ratio of 9.99, while First Savings Financial Group, Inc. stands at 9.54, suggesting that Auburn National may offer better value relative to its earnings potential.
Despite its attractive valuation, Auburn National's recent stock performance shows mixed results against the S&P 500, with a year-to-date return of 17.28% compared to the index's 14.18%, but a disappointing 5-year return of -25.03% versus 100.56% for the S&P 500. This divergence highlights the potential for recovery and growth in Auburn National's stock, reinforcing its undervalued status in the current market.