Is Bank OZK overvalued or undervalued?

As of 31 October 2025, the valuation grade for Bank OZK moved from attractive to very attractive, indicating a strong improvement in its perceived value. The company appears undervalued based on key metrics, including a P/E ratio of 7, a Price to Book Value of 0.89, and an EV to EBITDA of 3.86. Comparatively, peers such as First Horizon Corp. have a P/E ratio of 13.43, while SouthState Corp. boasts a higher valuation with a P/E of 15.16, reinforcing Bank OZK's attractive positioning in the market.
Despite recent stock performance lagging behind the S&P 500, with a 1-year return of 2.08% compared to the index's 19.89%, the company's strong fundamentals and valuation ratios suggest it is a compelling investment opportunity.