Is Comfort Intech overvalued or undervalued?

As of 10 November 2025, Comfort Intech's valuation grade has moved from expensive to fair, indicating a shift in market perception. The company is currently fairly valued, with a PE ratio of 28.03, an EV to EBITDA ratio of 26.33, and a Price to Book Value of 1.28. These ratios suggest that while the company is not undervalued, it is also not excessively priced compared to its recent history.
In comparison to its peers, Comfort Intech's PE ratio is significantly lower than that of Bajaj Finance, which stands at 38.76, and it is also more favorable than Bajaj Finserv's PE of 35.58. On the other hand, Life Insurance, which is rated very attractive, has a much lower PE of 11.14, indicating that Comfort Intech is positioned in a more competitive valuation landscape. Additionally, the company's recent stock performance has lagged behind the Sensex, with a year-to-date decline of 43.66% compared to a 6.91% gain in the index, reinforcing the notion that the stock may have room for recovery.