Is CoreCard Corp. overvalued or undervalued?

As of 17 October 2025, CoreCard Corp. has moved from a very attractive to an attractive valuation grade. The company appears to be overvalued based on its current metrics. Key ratios include a P/E ratio of 33, a Price to Book Value of 4.18, and an EV to EBITDA of 16.35, which are significantly higher than its peers, such as MoneyLion, Inc. with a P/E of 107.79 and Priority Technology Holdings, Inc. with a P/E of 15.54.
Despite a strong return of 115.04% over the past year compared to the S&P 500's 14.08%, the valuation ratios suggest that CoreCard Corp. may not sustain such performance given its elevated valuation metrics relative to its industry peers.