Is CoreCard Corp. overvalued or undervalued?

As of 17 October 2025, the valuation grade for CoreCard Corp. has moved from very attractive to attractive. Based on the current metrics, the company appears to be overvalued. The P/E ratio stands at 33, significantly higher than the peer average of 27.79, while the EV to EBITDA ratio is 16.35, which is also above the industry benchmark. Additionally, the PEG ratio is notably low at 0.17, indicating potential overvaluation relative to growth expectations.
In comparison to its peers, MoneyLion, Inc. has a P/E of 107.79, and Priority Technology Holdings, Inc. has a P/E of 15.54, suggesting that CoreCard Corp. is positioned in a more expensive range despite its attractive rating. The company has outperformed the S&P 500 over the past year with a return of 115.04% compared to the index's 14.08%, reinforcing the notion that while the stock has shown strong performance, its current valuation may not be justified.