Is Equifax, Inc. overvalued or undervalued?

As of 22 July 2025, the valuation grade for Equifax, Inc. has moved from very expensive to expensive, indicating a slight improvement in perceived value but still reflecting high valuation metrics. The company appears to be overvalued based on its current P/E ratio of 79, which is significantly higher than the peer average of 70.84, as well as its Price to Book Value of 10.31 and EV to EBITDA of 31.47.
In comparison to its peers, Corpay, Inc. has a more attractive P/E ratio of 31.49, while Global Payments, Inc. shows a fair valuation with a P/E of 12.95. Additionally, Equifax's returns have lagged behind the S&P 500 over the past year, with a return of -12.38% compared to the S&P 500's 17.14%, which further supports the conclusion that the stock is overvalued.