Is Fidelity D&D Bancorp, Inc. overvalued or undervalued?

As of 14 November 2025, Fidelity D&D Bancorp, Inc. has moved from fair to attractive in its valuation grade. The company appears to be undervalued, supported by a P/E ratio of 11, a Price to Book Value of 1.12, and an EV to EBITDA ratio of 1.07. In comparison to its peers, Fidelity D&D Bancorp has a lower P/E ratio than ACNB Corp. at 13.51 and is more attractive than Financial Institutions, Inc., which is rated risky with a P/E of -47.70.
The company's impressive ROCE of 1786.20% and a PEG ratio of 0.33 further reinforce its undervaluation status. While specific return data is not available, the overall performance of Fidelity D&D Bancorp against the S&P 500 suggests a positive outlook, aligning with its attractive valuation grade.