Is Fidelity D&D Bancorp, Inc. overvalued or undervalued?

As of 14 November 2025, Fidelity D&D Bancorp, Inc. has moved from fair to attractive in its valuation grade, indicating a positive shift in its perceived value. The company appears to be undervalued, supported by a P/E ratio of 11, a Price to Book Value of 1.12, and an impressive PEG Ratio of 0.33, which suggests strong growth potential relative to its price.
In comparison to its peers, Fidelity D&D Bancorp has a lower P/E ratio than ACNB Corp. at 13.51 and is more favorably positioned than Financial Institutions, Inc., which has a risky valuation with a P/E of -47.70. Despite its attractive valuation, the company has underperformed against the S&P 500, with a year-to-date return of -8.73% compared to the index's 14.49%, highlighting a potential opportunity for investors to capitalize on its current undervaluation.