Is Fidelity D&D Bancorp, Inc. overvalued or undervalued?

As of 24 October 2025, Fidelity D&D Bancorp, Inc. has moved from fair to attractive in its valuation grade. The company appears undervalued, particularly when considering its P/E ratio of 11, which is lower than the peer average of approximately 11.57, and a PEG ratio of 0.33, indicating strong growth potential relative to its price. Additionally, the EV to EBITDA ratio stands at 1.07, suggesting that the company is trading at a reasonable valuation compared to its earnings before interest, taxes, depreciation, and amortization.
In comparison to its peers, ACNB Corp. has a P/E of 13.51, while Home Bancorp, Inc. is rated very attractive with a P/E of 10.68. This highlights Fidelity D&D Bancorp's competitive positioning within the regional banks sector. However, the company's recent stock performance has lagged behind the S&P 500, with a year-to-date return of -8.30% compared to the index's 15.47%, indicating potential for recovery as the valuation metrics suggest it is currently undervalued.