Is Fiserv, Inc. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Fiserv, Inc. has moved from expensive to very expensive, indicating a significant shift in its perceived value. The company is overvalued based on its current metrics. Key ratios include a P/E ratio of 35, a Price to Book Value of 4.37, and an EV to EBITDA of 15.21, all of which suggest that the stock is trading at a premium compared to its earnings and assets.
In comparison to peers, Fiserv's P/E ratio of 35 is notably higher than Truist Financial Corp.'s attractive P/E of 11.17, highlighting a stark valuation disparity. Additionally, Fiserv's PEG ratio of 6.69 further emphasizes its overvaluation relative to industry norms. Over the past year, Fiserv has underperformed significantly, with a stock return of -37.85% compared to the S&P 500's return of 14.08%, reinforcing the notion that the stock may not justify its current price.