Is FVCBankcorp, Inc. overvalued or undervalued?

As of 22 April 2025, FVCBankcorp, Inc. has moved from a fair to an attractive valuation grade. The company is currently considered undervalued, with a P/E ratio of 11, a Price to Book Value of 0.85, and an EV to EBITDA of 5.69. These ratios indicate that FVCBankcorp is trading at a discount compared to its peers, such as Orrstown Financial Services, Inc. with a P/E of 10.88 and Northrim BanCorp, Inc. at 11.25, both of which are priced higher relative to their earnings.
The company's PEG ratio stands at an impressive 0.04, suggesting significant growth potential compared to its current valuation. Additionally, FVCBankcorp's ROCE of 13.60% and ROE of 7.79% further support its attractive investment profile. Despite a challenging year-to-date performance of -6.68% compared to the S&P 500's 2.44%, the overall valuation metrics and peer comparisons indicate that FVCBankcorp presents a compelling opportunity for investors.