Is International Money Express, Inc. overvalued or undervalued?

As of 14 November 2025, the valuation grade for International Money Express, Inc. has moved from attractive to fair. The company appears to be overvalued based on its current metrics, particularly with a P/E ratio of 6, which is significantly lower than the peer average of approximately 7.75. Additionally, the EV to EBITDA ratio stands at 16.66, while the industry average is not provided, indicating potential overvaluation when compared to peers like SP Plus Corp., which has a P/E of 25.27 and an EV to EBITDA of 11.36.
The PEG ratio of 0.60 suggests that the stock may not be priced appropriately relative to its growth potential, further supporting the overvaluation thesis. The company's recent performance has been disappointing, with a year-to-date return of -27.51% compared to the S&P 500's return of 14.49%, indicating a significant underperformance relative to the broader market. Overall, these factors suggest that International Money Express, Inc. is overvalued at its current price of 15.10.