Is International Money Express, Inc. overvalued or undervalued?

As of 14 November 2025, the valuation grade for International Money Express, Inc. has moved from attractive to fair, indicating a shift in its perceived value. The company appears to be overvalued based on its current metrics, particularly with a P/E ratio of 6, which is significantly lower than the peer average of 7.75, and an EV to EBITDA ratio of 16.66, which is also below many competitors. Additionally, the PEG ratio stands at 0.60, suggesting that the stock may not be priced adequately relative to its growth potential.
In comparison to its peers, SP Plus Corp. is considered very expensive with a P/E of 25.27, while HireRight Holdings Corp. has a risky valuation with a P/E of 57.62. The company's recent stock performance has lagged behind the S&P 500, with a year-to-date return of -27.51% compared to the index's 14.49%, reinforcing the notion that the stock may be overvalued in the current market environment.