Is Jindal Leasefin overvalued or undervalued?

As of 17 October 2025, the valuation grade for Jindal Leasefin has moved from risky to very expensive, indicating a significant deterioration in its investment appeal. The company is currently overvalued, with a PE ratio of -5.25, an EV to EBIT of -2.03, and an ROE of -37.36%. These ratios reflect severe financial distress, particularly the negative PE and ROE, which are concerning indicators of profitability and market valuation.
In comparison to its peers, Jindal Leasefin stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 38.21 and an EV to EBITDA of 20.25, while Life Insurance boasts a PE of 11.49 and an EV to EBITDA of 8.94, both indicating much healthier valuations. The stark contrast in these ratios suggests that Jindal Leasefin is not only overvalued but also struggling significantly compared to its industry counterparts. Additionally, the company's stock has underperformed relative to the Sensex, with a year-to-date return of -4.05% compared to the Sensex's 7.44%, further reinforcing the notion of overvaluation.