Is Jindal Leasefin overvalued or undervalued?

As of 23 October 2025, the valuation grade for Jindal Leasefin has moved from very expensive to risky, indicating a significant shift in its market perception. The company is currently deemed overvalued based on its financial ratios, which show concerning metrics such as a PE ratio of -5.61, an EV to EBITDA of -2.30, and a ROE of -37.36%. These figures highlight the company's struggles in generating profits relative to its equity and overall valuation.
When compared to peers, Jindal Leasefin stands out negatively against companies like Bajaj Finance, which has a PE ratio of 39.07, and Life Insurance, with a PE of 11.68. The stark contrast in valuation ratios suggests that Jindal Leasefin is not only underperforming but is also priced higher than its financial health would justify. Additionally, while Jindal Leasefin has shown a 6.96% return over the past week, it still lags behind the Sensex's 1.30% return, reinforcing the notion that its current valuation may not be sustainable.