Is Kanungo Financi. overvalued or undervalued?

As of 14 November 2025, the valuation grade for Kanungo Financial has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE ratio of 17.71, a Price to Book Value of 0.65, and an EV to EBIT of -26.02, which reflects a challenging earnings environment.
In comparison to its peers, Kanungo Financial's PE ratio is notably lower than Bajaj Finance's 34.62 and Bajaj Finserv's 34.07, both classified as very expensive. Additionally, Life Insurance, which is very attractive, has a PE ratio of 11.25, further highlighting Kanungo's relative undervaluation. Despite recent stock performance showing a 25.75% return over the past week compared to a 1.62% return for the Sensex, the long-term outlook remains cautious due to negative returns over the past three and five years.