Is Kanungo Financi. overvalued or undervalued?

As of 14 November 2025, the valuation grade for Kanungo Financial has moved from attractive to very attractive. The company is currently undervalued, with a PE ratio of 17.71, a price-to-book value of 0.65, and an EV to EBIT ratio of -26.02. These ratios suggest that the market may not fully recognize the company's potential, especially when compared to peers like Bajaj Finance, which has a PE ratio of 34.62, and Life Insurance, which boasts a PE ratio of 11.25.
In terms of performance, Kanungo Financial's recent stock return has outpaced the Sensex, with a 1-week return of 25.75% compared to the Sensex's 1.62%. This indicates positive market sentiment towards the company, reinforcing the view that it is undervalued relative to its intrinsic worth and peer group. Overall, the combination of strong valuation metrics and favorable stock performance suggests that Kanungo Financial presents a compelling investment opportunity.