Is Kentucky First Federal Bancorp overvalued or undervalued?

As of 17 October 2025, the valuation grade for Kentucky First Federal Bancorp has moved from expensive to fair. The company appears to be fairly valued at this time, particularly given its Price to Book Value of 0.46 and an EV to Capital Employed ratio of 0.63, which suggest a lower valuation compared to its assets. Additionally, the EV to Sales ratio stands at 2.33, indicating a moderate valuation in relation to its sales.
In comparison to its peers, Magyar Bancorp, Inc. is very attractive with a P/E of 11.61, while IF Bancorp, Inc. is fairly valued with a P/E of 20.89. Kentucky First Federal Bancorp's performance against the S&P 500 shows a year-to-date return of 25.67%, outperforming the index's 13.30%, although its longer-term performance has been significantly weaker. Overall, the current valuation metrics suggest that Kentucky First Federal Bancorp is fairly valued within its industry context.