Is Kentucky First Federal Bancorp overvalued or undervalued?

As of 31 October 2025, the valuation grade for Kentucky First Federal Bancorp has moved from fair to expensive. The company is currently overvalued, with a Price to Book Value of 0.46, an EV to Sales ratio of 2.33, and an EV to Capital Employed ratio of 0.63. In comparison to its peers, Magyar Bancorp, Inc. is rated very attractive with a P/E of 11.6123, while TC Bancshares, Inc. is also considered expensive with a P/E of 58.0692.
Despite the lack of return data, the significant valuation metrics suggest that Kentucky First Federal Bancorp is not positioned favorably in the market compared to its peers. The company's negative ROCE and ROE further reinforce the notion of overvaluation in the current context.