Is Lead Financial S overvalued or undervalued?

As of 6 November 2025, Lead Financial S has moved from a valuation grade of very expensive to expensive. The company is currently considered overvalued based on its financial ratios and peer comparisons. The PE ratio stands at 29.02, while the EV to EBIT and EV to EBITDA ratios both are at 4.70, indicating a premium valuation relative to its earnings potential.
In comparison to its peers, Lead Financial S has a higher PE ratio than Bajaj Finserv, which is at 34.67, and significantly higher than Life Insurance, which boasts a PE ratio of 11.62. Additionally, the PEG ratio of 0.00 suggests that there is no growth expected, further reinforcing the overvaluation perspective. The stock has underperformed relative to the Sensex in the year-to-date period, with a return of -23.27% compared to the Sensex's 6.62%, indicating that the market may be reassessing its growth prospects.