Is Lead Financial S overvalued or undervalued?

As of 12 November 2025, the valuation grade for Lead Financial S has moved from expensive to fair, indicating a shift in its market perception. The company appears to be fairly valued at this time. Key ratios include a PE Ratio of 27.67, an EV to EBIT of 4.59, and a Price to Book Value of 0.96, which suggest that the company's valuation metrics are in line with its current market position.
In comparison to its peers, Lead Financial S has a PE Ratio of 27.67, which is lower than Bajaj Finance's 34.41, indicating that Lead Financial is relatively more attractively priced. Meanwhile, Life Insurance, with a PE of 11.14, stands out as a more attractive option in the sector. Notably, Lead Financial S has underperformed the Sensex over the past year, with a return of -26.01% compared to the Sensex's 7.36%, which reinforces the view that the stock is currently fairly valued within its competitive landscape.